FHA VS Conventional loan programs in Columbia, Monroe County, Illinois
For the year 2025, the Conventional loan limit in Columbia, which is within the county of Monroe, IL, is determined to be $726,200. In comparison, the FHA loan limit for a single-family home stands at $472,030.
Make use of the Lendersa® Conventional loan calculator to diligently compare today's top rates among Conventional, FHA, and USDA loans. This calculator aids in understanding the income, credit, reserves, and documentation requirements necessary for qualification. By utilizing our advanced tool, you can simultaneously view and compare Conforming Conventional, USDA, FHA, and VA loans. This side-by-side comparison helps determine the best financial program in IL tailored to your specific situation.
Review of 2025 Loan Limits and Down Payment Information in Columbia, County of Monroe, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Please note, this comparison table is applicable to the zip codes: 62236
Exploring Options for Conventional and FHA Loans in Columbia, IL
The mission of Lendersa® is to facilitate the swift acquisition of the most advantageous Conventional, USDA, or FHA loan, completed without unnecessary delay or confusion. You can start by selecting one of three initial pathways designed to connect you with compatible lenders and suitable loan programs.
50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood
10733 Sunset Office Drive, Suite 406, Saint Louis, MO, 63127
We have all the products you would expect of large financial institutions, and the personal service you want. And whether you are opening LCMS organization or personal accounts, you will find accounts with no maintenance or annual fees, exceptional online access, remote deposit capability, and for personal loans, excellent rates.
At IMS Mortgage Services, we are committed to our values of service, empowerment & accountability. These values are not only for our customers, but for each other as well. We are the best mortgage professionals in the industry bar none.We do things faster & less expensive than our competition & quite frankly, we simply do what others only promise.
3770 S. Lindbergh Blvd, Suite 101, St. Louis, MO, 63127
We're committed to helping you find the right mortgage product for your needs. Every borrower, and every loan is different. We're small enough to have the flexibility needed to get your loan closed, but large enough to offer a wide variety of loan programs and customized options to meet all your needs.
"123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
Fixed Rate Mortgages
FHA Streamline Financing
Cash Out Mortgage
Conventional Loans
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Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.
LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.
We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.
