FHA VS Conventional loan programs in Roscoe, Winnebago County, Illinois
For the year 2025, the Conventional loan limit in Roscoe, which is within the county of Winnebago, IL, is determined to be $726,200. In comparison, the FHA loan limit for a single-family home stands at $472,030.
Make use of the Lendersa® Conventional loan calculator to diligently compare today's top rates among Conventional, FHA, and USDA loans. This calculator aids in understanding the income, credit, reserves, and documentation requirements necessary for qualification. By utilizing our advanced tool, you can simultaneously view and compare Conforming Conventional, USDA, FHA, and VA loans. This side-by-side comparison helps determine the best financial program in IL tailored to your specific situation.
Review of 2025 Loan Limits and Down Payment Information in Roscoe, County of Winnebago, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Please note, this comparison table is applicable to the zip codes: 61073
Exploring Options for Conventional and FHA Loans in Roscoe, IL
The mission of Lendersa® is to facilitate the swift acquisition of the most advantageous Conventional, USDA, or FHA loan, completed without unnecessary delay or confusion. You can start by selecting one of three initial pathways designed to connect you with compatible lenders and suitable loan programs.
2401 West US Highway 20, Suite 206, Pingree Grove, IL, 60140
Lifestone Mortgage, our experience, integrity, and unsurpassed service will guide you through the important process and decisions related to home financing. Whether you are a First Time Homebuyer, Trade-up Candidate, or Refinancing to save on your monthly payment or to finance education or for investment.
Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.
In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell
FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.
At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.
Our vision is to enhance the quality of life for our customers, staff, and community through innovative and personal experiences that build deep, lifelong relationships. Our mission is to inspire and implement solutions that allow our customers to focus less on banking transactions and more on what matters most to them.
Crystal Lake Bank & Trust Company, National Association
70 N. Williams St, Crystal Lake, IL, 60014
Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.
64 East Crystal Lake Avenue, Crystal Lake, IL, 60014
At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
282 Memorial Court, Unit C, Crystal Lake, IL, 60014
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
