Explore the differences! FHA VS Conventional loan programs in Roscoe, Winnebago County, Illinois

For the year 2025, the Conventional loan limit in Roscoe, which is within the county of Winnebago, IL, is determined to be $726,200. In comparison, the FHA loan limit for a single-family home stands at $472,030.

Make use of the Lendersa® Conventional loan calculator to diligently compare today's top rates among Conventional, FHA, and USDA loans. This calculator aids in understanding the income, credit, reserves, and documentation requirements necessary for qualification. By utilizing our advanced tool, you can simultaneously view and compare Conforming Conventional, USDA, FHA, and VA loans. This side-by-side comparison helps determine the best financial program in IL tailored to your specific situation.

Compare loan offers from an extensive network of 100 lenders, ensuring you find the most favorable terms available.

Review of 2025 Loan Limits and Down Payment Information in Roscoe, County of Winnebago, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Please note, this comparison table is applicable to the zip codes: 61073

Exploring Options for Conventional and FHA Loans in Roscoe, IL

The mission of Lendersa® is to facilitate the swift acquisition of the most advantageous Conventional, USDA, or FHA loan, completed without unnecessary delay or confusion. You can start by selecting one of three initial pathways designed to connect you with compatible lenders and suitable loan programs.

  1. File the ultimate request to enhance your Conventional, USDA, or FHA loan terms, optimizing the selection process for favorable terms.
  2. Identify and review Conventional USDA, and FHA rates & terms to prepare you fully before taking action.
  3. Navigate the most robust Conventional lenders database available to find a match tailored to your financial aspirations.
Lendersa USDA loan request and matching results


  • Integrity Home Mortgage Corporation
  • 122 Pilot Circle, Winchester, VA, 22602
  • Integrity Home Mortgage Corporation is headquartered in Winchester Virginia and serving the following states Virginia, West Virginia, Maryland, Pennsylvania and DC. Integrity Home Mortgage Corporation first opened its doors in 2005 when Adam Huddleston, CEO and President, saw a need to improve the mortgage industry
  • SUCCESS MORTGAGE, LLC
  • 508 Front Royal Pike, Winchester, VA, 22602
  • SUCCESS MORTGAGE, LLC believe in working hard to get the job done. Our leaders set the example, and it’s this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied.
  • Integrity Home Mortgage Corp.
  • 122 Pilot Circle, Winchester, VA, 22602
  • IHMC you find a creative team of mortgage specialists available to assist you in finding the financing that suits your needs.Specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from & will educate you & walk you through the process every step of the way.
  • BBC Financial Group
  • 768 Crown Mountain Dr., Dahlonega, GA, 30533
  • BBC Financial Group has been in business since 2004. We were able to survive the worst housing market in history due to providing our clients sound advise and unparalleled service during a challenging time. We have consistently been able to provide our clients a level personal service .
  • First Bank 1
  • 112 W King St, Strasburg, VA, 22657
  • With a name like First Bank, of course we believe there’s power in one. You make a better world one person at a time. And you build a better bank one satisfied customer at a time. You are an individual, unlike any other. Your unique wants and needs drive this bank to be different, better, a cut above the rest. You are our “why, ” “who” and “ho
  • NetFunding Corporation
  • 162 Budd Rd, Newark, NY, 14513
  • NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.
  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
  • NorthSide Mortgage Group, LLC
  • 176 N Renfro Street, Mount Airy, NC, 27030
  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
  • Primemax Mortgage Group
  • 311 West Grand Ave, Rainbow City, AL, 35906
  • Our success at Primemax Mortgage is a result of our client commitment, professional integrity, industry knowledge and unique approach in managing every aspect of the loan process to ensure the transaction proceeds smoothly and loan funding is on time. We at Primemax Mortgage pride ourselves on “Trust... Integrity... Service”.