FHA VS Conventional loan in Loves-Park, Winnebago County, Illinois

In 2025, the Conventional loan cap in Loves-Park, part of Winnebago county, IL, is set at $647,200, whereas the FHA limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to analyze today's top Conventional, FHA, and USDA loan rates and to discern required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans to guide your decision on the best option in IL.

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2025 Loan Limits and Down-Payment Details for Loves-Park, County of Winnebago, IL

Loan Type Max Loan Amount Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is valid for zip codes: 61111, 61011, 61130, 61131, 61132

Exploring Conventional and FHA Loan Options in Loves-Park, IL

Lendersa® aims to quickly connect you with the most suitable Conventional, USDA, or FHA loans with minimal hassle. Choose one of the three starting steps for matching with the right lenders and loan programs.

Outcome of Lendersa's USDA loan requests


  • Milestone Mortgage Solutions
  • 54 High Street, Westerly, RI, 02891
  • Milestone Mortgage Solutions offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services -- all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans, VA, FHA, USDA-RD
  • First National Bank of Huntsville
  • 1300 11th Street, Huntsville, TX, 77340
  • On January 14, 1890, Gibbs National Bank, now First National Bank of Huntsville (FNBH), opened its doors for business on the downtown square in Huntsville, Texas. Prior to 1890, the Gibbs Family provided banking services to the citizens of Huntsville through the family mercantile business that was opened in 1841.
  • Advantage Home Loans LLC
  • 167 South River Road, Unit 1, Bedford, NH, 03110
  • Advantage Home Loans, LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Jason Jaramillo Owner at Advantage Home Loans, LLC. Jason has been in the mortgage industry for over 16 years. Jason is Licensed in Massachusetts, New Hampshire and Rhode Island.
  • Precision Lending
  • 264 South River Road, Suite 432, Bedford, NH, 03110
  • Matt Vance Owner/Loan Advisor with Precision Lending, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently.
  • Home Choice Lending
  • 264 South River Road, Suite 460, Bedford, NH, 03110
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charley Farley Home Loans
  • 172 NH-101, Bedford, NH, 03110
  • I’m Charley Farley with HarborOne Mortgage. Over the past 25 years my team of loan officers and I have helped thousands of New Hampshire homebuyers in Manchester, Concord, Nashua, Salem, Keene, Lebanon, Bedford, Hollis, the North Country and the Seacoast! I've financed thousands of homeowners all over New Hampshire since 1991
  • ROSS MORTGAGE COMPANY, INC.
  • 115 Flanders Road, Suite 120, Westborough, MA, 01581
  • Ross Mortgage offers a variety of mortgage loan products, and the company is a Direct Endorsed lender for the Federal Housing Administration and the Veteran’s Administration. As an approved lender, Ross Mortgage has the ability to originate, underwrite and close these government guaranteed mortgage loans in all the states where it holds a license.
  • Patterson State Bank
  • 1130 Highway 90 West, Patterson, LA, 70392
  • Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in