Explore the differences! FHA VS Conventional loan programs in Rockford, Winnebago County, Illinois
In 2025, the conventional loan limit for Rockford, in Winnebago county, IL, is $726,200. For a single-family home, the FHA limit is set at $472,030.
The Lendersa® Conventional loan calculator helps you compare today's best rates among Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents needed for qualification. Our advanced tool places Conforming Conventional loans alongside USDA, FHA, and VA options, so you can choose the best program for your financial situation in IL.
Loan limits and downpayment requirements for 2025 in Rockford, Winnebago, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above table is applicable to zip codes: 61114, 61109, 61108, 61104, 61107, 61101, 61103, 61102, 61105, 61106, 61110, 61125, 61126
Exploring Conventional and FHA loan options in Rockford, IL
The mission of Lendersa® is to secure for you the most suitable Conventional, USDA, or FHA loan quickly and seamlessly. Start with one of three options that guide you to the right lenders and programs.
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The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
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Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
