FHA VS Conventional loan programs in 2025 for Spring-Grove, McHenry County, Illinois
In the year 2025, for a single-family home in the county of McHenry, Spring-Grove, IL, the conventional loan limit is set at $647,200, whereas the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates between Conventional, FHA, and USDA loans. It helps determine what income, credit score, reserves, and documents are needed for eligibility. With our comprehensive mortgage calculator, see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to choose the best option in IL for your financial needs.
2025 Loan Limits and Down Payment Requirements in Spring-Grove, McHenry County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$303,600
0%
FHA
$420,680
3.5%
This table applies to zip codes: 60081
Explore Conventional and FHA Loan Options in Spring-Grove, IL
Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loan with ease. Choose from three starting points to find lenders and loan programs that suit your needs.
Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
Lear Financial Group both retail and wholesale mortgage lending as Branch Trainer, Senior Account Executive, Sales Manager, Sales Training Manager and Loan Officer. My extensive experience helps me to ensure that my clients are not only getting the best loan for their unique situation
Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.
6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
S&S Funding Inc. We are licensed mortgage Company dedicated to providing a fast, transparent mortgage experience backed by superior customer support. From our offices in Frisco Tx, we're using diversified, tailored fit loan program to change the way people finance their dream homes
8668 John Hickman Parkway, Unit 604, Frisco, TX, 75034
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6733 Salt Cedar Way, Building 1, Suite 378, Frisco, TX, 75034
The Mortgage Brokers LLC values building strong relationships and making good mortgage loans. We work on your behalf to find the best loan option with the lowest fees. At The Mortgage Brokers, you are the priority. We make finding the best rate easy. Because we have access to multiple lenders, we can find you the best deal.
6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034
AXS Mortgage is an independent, local mortgage broker. Which means low overhead, lower fees, better and faster service tailored to your needs. Our mission is to deliver a seamless lending experience that exceeds our client’s expectations. We offer support and provide competitive financing options making the dream of home ownership come to life.
"Metropolitan Home Mortgage is an industry leader in the
real estate financing arena that focuses on providing a tailored solution to each client’s needs.
Having spent the past 20+ years providing guidance and amazing results to borrowers of all types in obtaining the
best financing solution that is available in an ever changing marketplace."
