FHA VS Conventional loan programs in 2025 for Tolono, Champaign County, Illinois
In 2025, the Conventional loan limit in Tolono, located in Champaign county, IL, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® calculator to compare today's best rates for Conventional, FHA, and USDA loans. Evaluate income, credit requirements, reserves, and necessary documents. This tool shows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA to help you determine which program in IL best suits your financial needs.
2025 Loan Limits and Down Payment in Tolono, Champaign, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 61880
Loan Options in Tolono, IL
Lendersa® aims to help you find the best Conventional, USDA, or FHA loan quickly and easily. Choose from three starting paths to connect with matching lenders and programs.
To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:
""It's my credit union; it belongs to me.""
When you walk into the credit union lobby, or call a loan officer
MS Home Mortgage is a mortgage lending company in Georgia that partners with wholesale lenders and investors from across the country. We help clients by offering them the right mortgage products and providing them with exceptional services to approve and close their loans quickly.
Cornerstone Bank has been serving the financial needs of Nebraska since 1882 by providing full service banking including deposit accounts, loan products, trust, farm management services, insurance and investment products. We are a family-owned bank with 46 banking locations in 37 communities.
Bank of Botetourt "Taking Care of You" is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.
First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.
CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
Coweta Cities & County Employees Federal Credit Union
43 Jefferson Parkway, Newnan, GA, 30263
Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance
Bankers. Neighbors. Minnesotans. Lake Region Bank has been your neighbor since 1915. We live and work in your community, and you’ll see us at many of your neighborhood events. Our success has always been tied to the success of local families and businesses. From personal banking and insurance to business banking and wealth management services,
Midwest Mortgage has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals and individual homebuyers throughout Minnesota. We’re a full-service mortgage broker offering expertise in every area of mortgage lending.
