FHA VS Conventional loan in University-Park, Cook County, Illinois
As of 2025, the conventional loan limit in University-Park, within Cook county, IL, is $647,200, whereas the FHA limit for a single-family home is $420,680.
To compare the best rates today for Conventional against FHA and USDA loans, use the Lendersa® Conventional loan calculator. This tool helps determine the required income, credit, reserves, and necessary documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA programs side by side for your optimal decision-making for financial needs in IL.
2025 Loan Limits and Down Payment Requirements in University-Park, Cook County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
This table pertains to these zip codes: 60484, 60449
Options for Conventional and FHA Loans in University-Park, IL
The objective of Lendersa® is to help you find the best Conventional, USDA, or FHA loan rapidly and seamlessly. Start from one of three approaches to pinpoint matching lenders and suitable loan programs.
Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
M/I Homes, Inc. is one of the nation's leading builders of single-family homes, having sold over 113,100 homes. The Company's homes are marketed and sold primarily under the trade names M/I Homes and Showcase Collection (exclusively by M/I Homes), and also currently are sold under the name Hans Hagen Homes in the Minneapolis/St. Paul,
Show Me Credit Union was chartered in 1954 as the financial institution to employees of National Refractories. We have since expanded our membership eligibility to include all persons who live or work in Audrain or Callaway counties in central Missouri, and persons living anywhere in the United States
United Credit Union has been in business since 1935 and has grown to be over a $200 million financial institution offering comprehensive financial services to over 22, 000 members. We now have six locations in Mid-Missouri and continue to operate with you, our member, in mind. Like other credit unions,
The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
1381 High Street, Suite 107, Washington, MO, 63090
Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
