FHA VS Conventional loan in Villa-Park, DuPage County, Illinois

In 2025, the permissible limit for a Conventional loan in Villa-Park, within the county of DuPage, IL, is marked at $647,200. For FHA loans applicable to a single-family house, the limit stands at $420,680. These figures are pivotal for potential homeowners considering financing strategies in this locality.

Are you evaluating loan options? Lendersa® offers a state-of-the-art Conventional loan calculator that allows you to compare today’s top rates for Conventional, FHA, and USDA loans. It helps identify necessary income, credit scores, reserves, and documents required for qualification. Our sophisticated mortgage calculator conveniently displays Conforming Conventional loans, USDA, FHA, and VA loans side by side. This aids you in selecting the optimal program available in IL for your specific financial needs.

Compare extensive offers from over 100 leading lenders

Revised 2025 Loan Limits & Downpayment Requirements in Villa-Park, DuPage County, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The accompanying comparison table is relevant to ZIP codes: 60181

Comprehensive Conventional and FHA Loan Options in Villa-Park, IL

Lendersa® strives to provide you with the most advantageous options for securing a Conventional, USDA, or FHA loan swiftly and effortlessly. You have the choice of three distinct pathways to connect with matching lenders and curated loan programs that are ideally suited to your needs.

Visual depiction of Lendersa USDA loan request and matching results


  • First Financial Mortgage Services LLC
  • 10977 Granada Lane, Suite 225, Overland Park, KS, 66211
  • First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
  • Community Lending of America, Inc.
  • 6900 College Blvd, Suite 740, Overland Park, KS, 66211
  • Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
  • Hollygrove Lending
  • Bristol Creek Dr., Nashville, TN, 37221
  • Hollygrove Lending is devoted to developing a relationship and track record with you. We aim to guarantee the highest level of customer satisfaction as we go the extra mile for your lending needs. Our mission is to help you get your next deal funded quickly and efficiently so you can focus on your properties.
  • BankVista
  • 125 Twin Rivers Court, Sartell, MN, 56377
  • BankVista offers financial strength and expertise to business and consumers. BankVista offers a full range of products featuring: commercial loans, SBA (small business) loans, cash management services, homes loans, personal loans, deposit accounts, and more. Member FDIC and Equal Housing Lender.
  • Lakeside Credit Union
  • 1008 Broadway, New Johnsonville, TN, 37134
  • Lakeside Employees Credit Union has been open since 1991. The credit union has assets totaling $42.43 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Mortgage Lending Solutions
  • 900 Pennsylvania Ave, Monaca, PA, 15061
  • Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process
  • Granite Bank
  • 202 2nd Ave S, Cold Spring, MN, 56320
  • Creative, relationship-driven banking with responsive local decisions, Granite Community Bank is a full-service commercial bank serving individuals and businesses for loans, deposits, insurance and investments throughout Minnesota. Granite Bank to help you make the decisions that are right for you and your financial goals.
  • Smart Home Lending
  • 6801 W. 107th St, Suite 106, Overland Park, KS, 66212
  • Purchasing a home is an important step of your life, whether it’s your first home or fifth move. We understand it. That’s why we built a mortgage company that places you and your needs at the center of everything we do. We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.
  • Fortress Home Loans
  • 6801 W 107th St, Suite 106, Overland Park, KS, 66212
  • Jim Casson focus on residential home loans for clients.We offer the ideal combination of flexibility & experience.Our commitment is to ensure our clients have the right loan, at the right time, for the right reason.Residential home loans for clients.We offer the ideal combination of flexibility & experience. Our commitment is to ensure our client.