FHA VS Conventional loan programs in 2026 for Elmhurst, DuPage County, Illinois

In the year 2026, the Conventional loan limit for Elmhurst in DuPage county of IL is $726,200. Meanwhile, the FHA limit for a single-family property is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans, assessing the needed income, credit, reserves, and documentation. Our advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to assist in selecting the best program in IL for your unique financial needs.

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Loan limits and down payment requirements for 2026 in Elmhurst, DuPage, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 60126

Options for Conventional and FHA loans in Elmhurst, IL

The Lendersa® goal is to swiftly secure the most suitable Conventional, USDA, or FHA loan for you with minimal hassle. Choose from three starting points to identify matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Financial Capital Group
  • 112 W. 4th St, Houston, TX, 77007
  • Financial Capital Group is a privately owned residential and commercial real estate finance company based in Texas. We offer a wide range of real estate loan programs. Our goal is to provide the best real estate financial solutions in the constantly dynamic and evolving U.S. Mortgage Market.

  • KBR Heritage FCU
  • 601 Jefferson Street, Suite KT-02, Houston, TX, 77002
  • In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.

  • Harris County Federal Credit Union
  • 1400 Franklin Street, Houston, TX, 77002
  • Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.

  • Allura Financial
  • 410 Pierce St, Suite 103, Houston, TX, 77002
  • Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property

  • Wealthstar Mortgage LLC
  • 402 Pierce Street, Suite 110, Houston, TX, 77002
  • Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.

  • Advanced Lending Solutions Co. LLC
  • 700 Milam Street, Suite 13010, Houston, TX, 77002
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Urban Mutual
  • 2007 Commerce Street, Suite 200, Houston, CA, 77002
  • Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.

  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions

  • CRS Group Mortgage Co
  • 22 Riviera Estates Drive, Palm Coast, FL, 32164
  • Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.

  • TrinityMortgage
  • 2929 Allen Parkway, Suite 200, Houston, TX, 77019
  • Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.

  • Florida Mortgage
  • 317 NE 36th Avenue, Suite 4, Ocala, FL, 34470
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..."

  • FIDELITY ONE MORTGAGE GROUP, INC.
  • 1010 E. Silver Springs Blvd, Suite D, Ocala, FL, 34470
  • Fidelity One Mortgage Group was established in 2006 with the mission of creating extraordinary mortgage solutions for the citizens of Florida. That mission continues to be a driving force through today. Fidelity One Mortgage Group has always sought out the nation's most creative and responsible lenders.