Explore the differences! FHA VS Conventional loan programs in Wauconda, Lake County, Illinois

In the year 2025, the conventional loan maximum in Wauconda, belonging to Lake county in IL, is $726,200. Meanwhile, the FHA max for a one-family residence is $472,030.

Use the Lendersa® Conventional loan calculator for comparing today's prime rates for Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage tools, you can juxtapose Conforming Conventional loans, USDA, FHA, and VA, helping you choose the optimal program in IL based on your financial needs.

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2025 loan ceilings and down payment needs for Wauconda, in Lake county, IL

Type of Loan Loan Maximum Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparative table is applicable for zip codes: 60084

Loan Options: Conventional and FHA in Wauconda, IL

The purpose of Lendersa® is to swiftly and effortlessly secure the best possible Conventional, USDA, or FHA loan for you. Choose from three starting paths leading to aligned lenders and loan solutions.

Lendersa USDA loan request and matching output


  • Expedient Mortgage
  • 15900 La Cantera, Suite 26235, San Antonio, TX, 78256
  • Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
  • La Cantera Loans
  • 15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
  • "Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way. Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
  • Community Credit Union Florida
  • 1030 US Highway 1, Rockledge, FL, 32955
  • Community Credit Union Florida is a not-for-profit financial institution on a mission to improve the financial well-being of our members & make a positive difference in the community. We strive to offer excellent personal service complemented by convenient online and mobile services that let you manage your money
  • Morgan Financial
  • 5805 U.S. Highway 1, Rockledge, FL, 32955
  • Morgan Financial has built a strong reputation as an outstanding mortgage lender; serving the lending needs of real estate professionals and individual homebuyers throughout the state of Florida. We believe in providing a smooth transaction for our clients as well as maintaining client focused throughout the entire loan process.
  • Smart Choice Mortgage
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  • Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
  • Santa Fe Mortgage
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  • Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.
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  • 417 E. Palace Ave, Suite C, Santa Fe, NM, 87501
  • Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service. Our expertise-with more than 45 collective years of professional experience-allows us to provide you with personalized
  • Anasazi Mortgage
  • 150 Washington St, Suite 201, Santa Fe, NM, 87501
  • If the idea of mortgages intimidates you, you've come to the right place. Mortgages don't have to be a maze of financial garble. Anasazi Mortgage can make your experience an AMAZING one. Buying the home of your dreams, or if you're refinancing, is a process, but Ginger Sullivan of Anasazi Mortgage will work with you step-by-step.
  • Comal Funding Group, LLC.
  • 13423 Blanco Road, San Antonio, TX, 78216
  • Discover financing solutions with Comal Funding Group, LLC! Founded by seasoned professional Robb Leitgen, we specialize in crafting personalized funding strategies that empower businesses to achieve their financial goals. Whether you're seeking capital for expansion, acquisition, or working capital needs, our expert team is dedicated to your succe
  • Generations Community Federal Credit Union
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  • Generations FCU was founded in 1940, with each founding member depositing $10 to become a member-owner. This new financial cooperative allowed members to provide for their families, build savings, buy cars, and plan for a secure future – together. Previously named San Antonio City Employees Federal Credit Union
  • Texas State Home Loans, Inc.
  • 13333 Blanco Road, Suite 204, San Antonio, TX, 78216
  • Texas State Home Loans, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward .