FHA VS Conventional loan in West-Chicago, DuPage County, Illinois

For the year 2025, the conventional loan limit in West-Chicago, situated in DuPage County, IL, is set at $647,200, whereas for a single-family home, the FHA cap is $420,680.

Access the Lendersa® Conventional loan calculator to easily compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the right program for your financial needs in IL.

See loan offers from over 100 lenders

Loan limits and down payment specifications for 2025 in West-Chicago, DuPage County, IL

Loan Category Maximum Limit Initial Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison is applicable to the following zip codes: 60185, 60186

Options for Conventional and FHA Loans in West-Chicago, IL

At Lendersa®, our goal is to streamline finding the ideal Conventional, USDA, or FHA loan, delivered quickly and without stress. Choose from three different pathways to connect with matching lenders and suitable loan programs.

View USDA loan requests and matching results via Lendersa


  • Mortgage Capital Lending Inc.
  • 14044 Ventura Boulevard, Suite 308, Sherman Oaks, CA, 91423
  • At MCap Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Executive Realty & Finance
  • 13701 Riverside Drive, Suite 205, Sherman Oaks, CA, 91423
  • Our main goal is to provide you with the best customer service and to do what it takes to keep our clients satisfied with our services. We always have your best interest in mind. We have a great market strategy in order to execute the sale of your property in timely manner. We are a full service real estate firm working with you and for you.
  • ID Mortgage Broker
  • 13317 Ventura Blvd, Suite H, Sherman Oaks, CA, 91423
  • "ID Mortgage Broker offers professional and affordable mortgage services in Los Angeles and California. Including but not limited to conventional loans, hard money, FHA, VA, USDA, and JUMBO loan programs. Purchasing a home, getting new vacation property or refinance your current loan should be hustle free and positive, not creepy and draining"
  • Lantern Financial Corp.
  • 13701 Riverside Drive, 3rd Floor, Sherman Oaks, CA, 91423
  • Lantern Financial is your "bank alternative" for business purpose loans on all types of commercial properties in the Southern California area. We are more than just a lender. We help our customers design a loan best suited for their commercial real estate lending needs. Our customers receive fast and direct answers about their loan inquiries.
  • California Hard Money Direct
  • 13547 Ventura Blvd #177, Sherman Oaks, CA, 91423
  • California Hard Money lender offer non owner residential and commercial loan everywhere in California. We lend on the collateral not the credit.In addition to our standard Hard Money Loans we also have hybrid programs for people who happen to have FICO scores above 650. We have programs to fit most borrowers and will make any loan as long as it ma
  • Kitsap Credit Union
  • 155 Washington Avenue, Bremerton, WA, 98337
  • Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
  • Peloton Capital Fund
  • 437 S. Robertson Blvd # C, Beverly Hills, CA, 90211
  • Peloton Capital Fund of Beverly Hills, California is your trusted source for hard money loans nationwide. The experts at Peloton Capital Fund make the process of getting financing fast and convenient. Whether you are fixing and flipping or want to refinance the terms of an existing loan, we will help you find the right loan with the lowest rate. Gi
  • EH National Bank
  • 8484 Wilshire Blvd, Suite 100, Beverly Hills, CA, 90211
  • With an in-depth understanding of the world and circles you move in, EH Private Bank provides modern banking strengthened by a renowned tradition of service. Offering you choice and flexibility in managing your finances, while preserving the personal touch and accessibility you expect from a Private Bank.
  • American Mortgage Finance
  • 8671 Wilshire Boulevard, Suite 714, Beverly Hills, CA, 90211
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our loan officers are the best in the business with many years of Mortgage experience and training.
  • Magna Capital Group
  • 8730 Wilshire Blvd, Suite 410, Beverly Hills, CA, 90211
  • Magna Capital Group, Inc is a full service real estate and financial services company. We provide specialized services to our clients in areas of financing, investments, acquisition, divestiture, foreclosures, and asset management. Through our global network of relationships, we identify and implement a wide range of financial transactions.