FHA VS Conventional loan programs in West-Chicago, DuPage County, Illinois

For the year 2025, the conventional loan limit in West-Chicago, situated in DuPage County, IL, is set at $647,200, whereas for a single-family home, the FHA cap is $420,680.

Access the Lendersa® Conventional loan calculator to easily compare today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the right program for your financial needs in IL.

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Loan limits and down payment specifications for 2025 in West-Chicago, DuPage County, IL

Loan Category Maximum Limit Initial Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison is applicable to the following zip codes: 60185, 60186

Options for Conventional and FHA Loans in West-Chicago, IL

At Lendersa®, our goal is to streamline finding the ideal Conventional, USDA, or FHA loan, delivered quickly and without stress. Choose from three different pathways to connect with matching lenders and suitable loan programs.

View USDA loan requests and matching results via Lendersa


  • Platinum Financial Funding
  • 6111 Shallowford Road, Suite 105, Chattanooga, TN, 37421
  • Platinum Financial Funding is a residential mortgage lender with branches located in Tennessee and Michigan. Founded in 2008, we have been proudly serving the needs of homebuyers for over 11 years! At Platinum Financial Funding, we are dedicated to providing a superior mortgage experience for borrowers with speed.
  • Smart Choice Credit Union
  • 1075 Blythe Avenue SE, Cleveland, TN, 37311
  • Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
  • Bank of Cleveland
  • 75 Bobby Taylor Ave, Cleveland, TN, 37311
  • Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank. main bank office buildingToday, Bank of Cleveland is the only locally owned
  • The First National Bank of Bemidji
  • 1600 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.
  • Security BankUSA
  • 1025 Paul Bunyan Dr NW, Bemidji, MN, 56601
  • Security Bank USA is a full-service community bank that measures our success by the success of our customers. Our goal is to make your life easier by providing you with personal and professional financial specialists who understand your needs. Our mission is to make Security Bank USA the preferred banking destination for our customer
  • United Bank
  • 2600 S Thompson St, Springdale, AR, 72764
  • United Bank (Arkansas) is a Bank with operations in one state. United Bank (Arkansas) offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA and construction mortgages and For over 40 years, United Bank has been a locally owned community Bank with a geographic focus on Northwest Arkansas.
  • Redstone Federal Credit Union
  • 220 Wynn Dr NW, Huntsville, AL, 35805
  • Redstone Federal Credit Union has been proudly serving the Tennessee Valley since 1951 and now has more than 400,000 members. Redstone has over 4 billion in assets and 25 branch locations in Northern Alabama and Southern Tennessee. As the largest credit union in the state of Alabama and ranked among the Top 20 federal credit unions
  • Alabama Mortgage Lending
  • 3316 Bob Wallace Avenue, Huntsville, AL, 35805
  • Alabama Mortgage Lending committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".