FHA VS Conventional loan in West-Frankfort, Franklin County, Illinois

In the year 2025, the limit for conventional loans in West-Frankfort, situated in the county of Franklin, IL, is $647,200. The FHA loan limit for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the best rates of the day for Conventional, FHA, and USDA loans. Identify the required income, credit, reserves, and necessary documents to qualify. Our cutting-edge mortgage calculator shows you side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in determining which program in IL fits your specific financial situation best.

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2025 Loan Limits and Down Payment Requirements in West-Frankfort, Franklin County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is valid for the zip codes: 62896

Explore Conventional and FHA Loan Options in West-Frankfort, IL

The aim of Lendersa® is to help you obtain the best possible loan, whether it be Conventional, USDA, or FHA, quickly and without stress. Choose one of three options to connect with matching lenders and loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • Patriot Bank Mortgage
  • 9105 Barret Rd, Millington, TN, 38053
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Patriot Bank Mortgage offers mortgages in Memphis, Shelby, Tipton and Fayette County markets. We also serve the surrounding areas.
  • Bank of St. Elizabeth
  • 215 Main Street, Saint Elizabeth, MO, 65075
  • We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.
  • Rural Cooperatives Credit Union, Inc.
  • 1630 Lyndon Farm Court, Suite 201, Louisville, KY, 40223
  • The Rural Cooperatives Credit Union is a member-owned, federally insured financial institution. Our mission is to assist member-owners in realizing personal financial success by providing competitive, value-oriented products and services delivered with excellent member service and convenience.
  • KIT Federal Credit Union
  • 9711 Linn Station Road, Louisville, KY, 40223
  • KIT Federal Credit Union ("KIT") is a member-owned, not-for-profit financial institution that exists to provide superior financial products to our member-owners and their families. KIT was chartered in 1965 with the field of membership of the employees of A&P grocery stores located in Kentucky, Indiana, and Tennessee. We began in a one-room office.
  • Advanz Credit Union
  • 9600 Ormsby Station Road, Louisville, KY, 40223
  • Originally chartered in 1969 as a credit union to serve the Jefferson County Police and then the employees of Jefferson County Government, we became Jefferson County Federal Credit Union, serving the employees of the Louisville - Jefferson County Metro Government as well as the employees.
  • Pathway Mortgage LLC
  • 10351 Linn Station Rd, Louisville, KY, 40223
  • Pathway Mortgage LLC works diligently to provide a concierge experience to our clients. Pathway is also dedicated to making sure our clients always receive the most current and accurate advice by hiring most talented and motivated mortgage loan officers in the business that Pathway Mortgage LLC strives to make you a client for life.
  • Mortgage Network
  • 10529A Timberwood Circle, Louisville, KY, 40223
  • Mortgage Network, Louisville, Kentucky's locally owned, full service mortgage broker specializes in all varieties of residential mortgages. First mortgages, refinancing or relocation, let Mortgage Network show you that Our Prime Interest is You! Louisville Mortgage Mortgage Network is Louisville’s mortgage leader
  • 1st Class Mortgage Group LLC
  • 9900 Corporate Campus Drive, Suite 3000, Louisville, KY, 40223
  • Since our inception, we have acted as key advisors in securing funds for purchasers, investors, and homeowners in the residential markets. We recognize that in the marketplace there is a need for a holistic approach to an individual's needs. With this in mind our goal is to simplify the financing process by delivering a tailored,
  • TBF Mortgage Corporation
  • 13000 Equity Place, Suite 203, Louisville, KY, 40223
  • TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
  • Statewide Mortgage
  • 10140 Linn Station Rd, Louisville, KY, 40223
  • Statewide Mortgage was created to help you achieve your dream of home ownership. You will find that our passion combined with experience will make your usually stressful loan process, quick, transparent and even exciting. Our goal is to build a personal relationship with you so that we can help you in the best way possible.