FHA VS Conventional loan programs in Carterville, Williamson County, Illinois

For 2025, the conventional loan limit for single-family homes in the city of Carterville, located in Williamson county, IL, stands at $726,200. The FHA loan limit is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's top rates among Conventional, FHA, and USDA options, determining the necessary income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can analyze Conforming Conventional, USDA, FHA, and VA loans to find the best program in IL for your specific financial needs.

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Loan limits and down payment requirements in Carterville, Williamson, IL for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 62918

Exploring Conventional and FHA loan choices in Carterville, IL

Lendersa® strives to quickly connect you with the optimal Conventional, USDA, or FHA loan without the usual hassle. Choose one of three starting options that direct you to suitable lenders and loan programs.

Lendersa la USDA loan request and matching results


  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Rd, Atlanta, GA, 30328
  • Crescent Mortgage Company was founded on February 16, 1993 as a wholesale lender for community banks in the Southeastern United States. On the first day of business, we faxed a hand written rate sheet to our first approved correspondents. By 10:00 AM the following morning we had received over $25,000,000 in loan locks,
  • Angel Oak
  • 980 Hammond Dr #850, Atlanta, GA, 30328
  • Angel Oak Mortgage Solutions offers the nation’s most aggressive non-agency and specialized mortgage solutions. We work directly with brokers and correspondents specializing in non-conforming, non-agency products that offer consumers unique flexibility.We are bringing liquidity back into the underserved segment of the market.
  • Excel Commercial Capital Corporation
  • 5784 Lake Forrest Dr., Atlanta, GA, 30328
  • XCEL Commercial Capital was formed in May 2010. It was formed as an offshoot of HomeStar Mortgage, Inc., which was incorporated May 1999. Over the last 11 years, we have originated many commercial loans stemming from requests from current and past customers, commercial real estate brokers, and other referral partnerships.
  • The Westmoore Group
  • 50 Glenlake Parkway, #600, Atlanta, GA, 30328
  • The Westmoore Group was formed to provide unique capital solutions for the real estate mortgage marketplace. We have the ability to offer all product types including residential mortgage loans to owner occupied borrowers who cannot qualify for conventional financing. We also lend to real estate investors and on commercial property.
  • The First Citizens National Bank of Upper Sandusky
  • 100 N Sandusky Ave, Upper Sandusky, OH, 43351
  • During the period of the 1860's, President Lincoln with the aid of the Congress and armed forces strove to preserve the union. To finance the War Between the States and lay a sound foundation to the economic future of the nation, Congress enacted the National Bank Act in 1863, which provided for the national chartering of banking institutions.
  • Bulldog Lending
  • 8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350
  • We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.
  • American United Mortgage Corporation
  • 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350
  • American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
  • TRISTONE FINANCIAL LLC
  • 9040 Roswell Road -, Suite 325, Atlanta, GA, 30350
  • Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.
  • Mike's Mortgage Team
  • 500 Northridge Road, Suite 120, Atlanta, GA, 30350
  • Mike’s Mortgage Team is licensed in Georgia, Florida, Viriginia and California. Our objective is to offer high-quality mortgage consultations to our clients, based on mutual trust and respect. We have discovered that many home buyers are put off by the intricacies of securing a mortgage and want their questions answered in a patient, caring manner