FHA VS Conventional loan programs in 2025 for Johnston-City, Williamson County, Illinois

For 2025, the Conventional loan limit in Johnston-City, within Williamson county, IL is $647,200, while the FHA limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to compare today's premier rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documentation necessary to qualify. Our advanced mortgage calculator allows you to examine Conforming Conventional, USDA, FHA, and VA options side by side, assisting you in choosing the best program in IL suited to your financial situation.

Evaluate offers from a variety of 100 lenders

2025 Loan Limits and Downpayment Requirements in Johnston-City, County of Williamson, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to these zip codes: 62951

Options for Conventional and FHA Loans in Johnston-City, IL

The goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loans quickly and easily. Select one of three starting paths that align you with suitable lenders and loan programs.

View the results of Lendersa's USDA loan requests


  • Founders Mortgage
  • 5300 Cureton Ferry Road, Catawba, SC, 29704
  • The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.
  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize. We pride ourselves on providing technologically advanced products and competitive pricing
  • Americas Mortgage Center, Ltd.
  • 907 Judson Road, Longview, TX, 75601
  • America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
  • Freedom First Credit Union
  • 5240 Valleypark Drive, Roanoke, VA, 24019
  • Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep
  • MiMutual Mortgage Wholesale
  • 911 Military Street, Port Huron, MI, 48060
  • At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities. We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment.
  • Roanoke Valley Community Credit Union
  • 723 5th St NE, Roanoke, VA, 24016
  • Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.
  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
  • Prosperity Mortgage
  • 900 Heavenfield Dr, Edmond, OK, 73034
  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.