FHA VS Conventional loan programs in Winnebago, Winnebago County, Illinois
For 2025, in Winnebago, located in the county of Winnebago, IL, the Conventional loan limit stands at $726,200, whereas the FHA limit for a single-family dwelling is $472,030.
With the Lendersa® Conventional loan calculator, you have the opportunity to compare the leading rates of Conventional, FHA, and USDA options today. Determine the income, credit, savings, and documents required for qualification. Our detailed mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the best program in IL for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Winnebago, Winnebago, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to ZIP codes: 61088
Winnebago, IL Conventional and FHA Loan Options
Lendersa® is committed to delivering the optimal Conventional, USDA, or FHA loan quickly, without unnecessary complications. Choose from three starting paths leading to matched lenders and loan programs.
First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
The American Pride Credit Union Community credit union Established in 1932, we are a full service financial institution serving members who live, work worship or attend school in Blair & Bedford Counties in Pennsylvania. We provide low cost auto, home equity, personal, & mortage loans. We offer savings, checking investment & retirement accounts.
Altoona First will continue to be an independent, mutually-owned, relationship-driven community bank. We will passionately focus on relationships to help employees, individuals, families and small businesses succeed. Through an intense focus on serving, we will be a driving force in seeing our local communities prosper.
Here at Reliance Bank, we provide exceptional service to meet our community’s personal and business banking needs in every way we can.
“Together, we’ll find a way” is more than just a slogan. Our team’s passion and love for our people makes us want to help them achieve their dreams.
The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.
Pine Bluff Cotton Belt Federal Credit Union is a not-for-profit member owned financial cooperative. Unlike a bank, credit union profits are returned to the members in the form of higher dividends on savings, lower rates on loans, lower fees...and many other money saving services.
A volunteer board of directors, elected by members, sets polici
Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
