FHA VS Conventional loan programs in 2025 for Winnebago, Winnebago County, Illinois
For 2025, in Winnebago, located in the county of Winnebago, IL, the Conventional loan limit stands at $726,200, whereas the FHA limit for a single-family dwelling is $472,030.
With the Lendersa® Conventional loan calculator, you have the opportunity to compare the leading rates of Conventional, FHA, and USDA options today. Determine the income, credit, savings, and documents required for qualification. Our detailed mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the best program in IL for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Winnebago, Winnebago, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to ZIP codes: 61088
Winnebago, IL Conventional and FHA Loan Options
Lendersa® is committed to delivering the optimal Conventional, USDA, or FHA loan quickly, without unnecessary complications. Choose from three starting paths leading to matched lenders and loan programs.
New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
1285 VA Cutoff Road, White River Junction, VT, 05001
Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services
Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.
Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
Total Choice Federal Credit Union is a community based financial cooperative formed for the purpose of encouraging savings, offering loans and providing a wide range of financial service for the people that live, work, worship or attend school in the parishes of St. Charles, St. James and St. John the Baptist.
Premier Source Federal Credit Union is a not-for-profit, member-owned financial institution that exists to serve the financial needs of our member owners. Our focus is our members and their local community. At Premier Source, every depositor is an owner and shareholder and has a voice in shaping our direction.
At 3-D Mortgage we are committed to building long term relationships.
We are dedicated to providing individual attention and service.
We care not only about your current mortgage and financial needs,
We also care about you, your future and your long term goals.
We provide individual attention and service.
509 Scott Ave, Suite 154, Woodland Park, CO, 80863
Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
