FHA VS Conventional loan in Winnebago, Winnebago County, Illinois
For 2025, in Winnebago, located in the county of Winnebago, IL, the Conventional loan limit stands at $726,200, whereas the FHA limit for a single-family dwelling is $472,030.
With the Lendersa® Conventional loan calculator, you have the opportunity to compare the leading rates of Conventional, FHA, and USDA options today. Determine the income, credit, savings, and documents required for qualification. Our detailed mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the best program in IL for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Winnebago, Winnebago, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to ZIP codes: 61088
Winnebago, IL Conventional and FHA Loan Options
Lendersa® is committed to delivering the optimal Conventional, USDA, or FHA loan quickly, without unnecessary complications. Choose from three starting paths leading to matched lenders and loan programs.
4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
Since our doors opened over 40 years ago, First Bank/Illinois has prided itself on serving as a dedicated community bank where its customers can feel like family While we are proud to have become a commercial real estate lending specialist with a national presence, we continue to offer our individual customers
Cornerstone National Bank & Trust Company. Cornerstone National Bank & Trust Company was founded in Palatine, IL in October 2000 on the principle of developing long-term relationships with individuals, families and small to medium-sized businesses by providing a full array of the highest quality financial products and services
1619 Colonial Pkwy, Suite 201, Palatine, IL, 60067
The Resource Plus team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
800 E Northwest Hwy, Suite 718, Palatine, IL, 60074
Flagship Lending Inc and our experienced loan officers have helped numerous first-time home buyers, home-owners, and real estate partners to find the right mortgage products that fits in their individual needs. From FHA loan, conventional mortgage, to jumbo mortgage products or investment property loans.
Mortgages are our only business. We can guarantee that meeting all of your mortgage needs is our top priority. At Compass Mortgage our strongest desire and greatest passion is to help our clients make wise and informed choices with regards to mortgage financing. Our experienced staff is always available to answer any questions you may have loan.
975 East Nerge Road, Suite N10, Roselle, IL, 60172
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
ACS Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools..