FHA VS Conventional loan programs in Alexandria, Madison County, Indiana

For the year 2026, the Conventional loan limit in Alexandria, within the county of Madison, IN, is $726,200. Meanwhile, the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents you need to qualify. Our integrated mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose the most suitable program in IN for your financial scenario.

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Loan limits and down payment requirements for 2026 in Alexandria, Madison county, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the zip codes: 46001

Explore Conventional and FHA loan options in Alexandria, IN

The mission of Lendersa® is to expedite finding the ideal Conventional, USDA, or FHA loan for you, minimizing hassle. You have the option to start from one of three paths, designed to match you with the most fitting lenders and loan programs.

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Alexandria Lenders

  • Madison County Federal Credit Union
  • 621 East 8th Street, Anderson, IN, 46012
  • Lends in Indiana
  • Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.

  • PrimeTrust Federal Credit Union
  • 3700 West Bethel Avenue, Muncie, IN, 47304
  • Lends in Indiana
  • For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.

  • Lampco Federal Credit Union
  • 5411 Dr Martin Luther King Jr Blvd, Anderson, IN, 46013
  • Lends in Indiana
  • The Lampco staff, management, and board of directors is dedicated to creating economic benefits for our members by providing quality financial products delivered with the highest level of service and integrity. Lampco Federal Credit Union has served the financial needs of our Madison County Community for over 50 years.

  • Thrive Credit Union
  • 4501 South Delaware Drive, Muncie, IN, 47302
  • Lends in Indiana
  • Thrive Credit Union was founded in 1940 by the employees of Delco Battery. These employees joined together to establish a financial service dedicated to serving the hard working, faithful employees of Delco Battery and their families. Over the past 81 years, Thrive Credit Union has been a part of the Delaware County community.

  • First County Federal Credit Union
  • 1100 W 11th Street, Muncie, IN, 47302
  • Lends in Indiana
  • First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild. With physical branches on Muncie's diverse south and east sides, First County FCU provides real help for real people.Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana. And members

  • GVC Mortgage, Inc
  • 600 Corporation Dr, Suite 200, Pendleton, IN, 46064
  • Lends in Indiana
  • GVC Mortgage began with a desire to emphasize the value of home ownership and simplify the home loan process. It is this commitment to homebuyers that allows the company to grow and assist families in the purchase of their dream homes. Since 1996, GVC Mortgage has served over 32,000 borrowers and provided over $4 billion in total funded loans.

  • BDR Mortgage Capital LLC
  • 23 S. 8th St, Suite 1500, Noblesville, IN, 46060
  • Lends in Indiana
  • At BDR Mortgage Capital. We are a full-service mortgage company based in NOBLESVILLE, Indiana. We specialize in home loans in the state of Indiana. We also serve the surrounding cities in Hamilton and Marion Counties. Whether you are buying a home or refinancing in the zip codes of 46062,

  • FORUM Credit Union
  • 11313 USA Parkway, Fishers, IN, 46037
  • Lends in Indiana
  • FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.

  • Integrity Mortgage Group
  • 12242 E. 116th Street, Suite 200, Fishers, IN, 46037
  • Lends in Indiana
  • Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.