FHA VS Conventional loan programs in 2026 for Auburn, DeKalb County, Indiana

In the year 2026, the conventional loan limit available in Auburn, the county of DeKalb, situated in IN, is noted as $726,200. Meanwhile, for a single-family home, the FHA loan cap is established at $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh today's top rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and paperwork needed to qualify for these loans. Our sophisticated mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, facilitating your choice of the best program available in IN that meets your specific financial needs.

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2026 Loan Limits & Down Payment Requirements in Auburn, county of DeKalb, IN

Loan Category Loan Cap Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for these zip codes: 46706

Available Conventional and FHA Loan Options in Auburn, IN

Lendersa® aims to secure the optimal Conventional, USDA, or FHA loan for you, promptly and effortlessly. Choose one of three initial paths to connect with suitable lenders and available loan options.

Lendersa USDA loan inquiry and matching results


Auburn Lenders

  • The Garrett State Bank
  • 120 West King Street, Garrett, IN, 46738
  • Lends in Indiana
  • Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products

  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Lends in Indiana
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders

    Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold

  • Community State Bank (Avilla, IN)
  • 802 E Albion St, Avilla, IN, 46710
  • Lends in Indiana
  • Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.

  • 3Rivers Federal Credit Union
  • 1615 Northland Blvd, Fort Wayne, IN, 46825
  • Lends in Indiana
  • On February 14, 1935, the International Harvester Company Fort Wayne Works Employees Federal Credit Union was organized. With assets of $250, we employed three individuals and were housed in the International Harvester Company office on Pontiac Street and Bueter Road. In 1947, the credit union reached $1 million in assets and continued to grow.

  • MidWest America Federal Credit Union
  • 1104 Medical Park Drive, Fort Wayne, IN, 46825
  • Lends in Indiana
  • MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois

  • Hallmark Home Mortgage
  • 7421 Coldwater Road, Fort Wayne, IN, 46825
  • Lends in Indiana
  • Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.

  • Financial Partners Federal Credit Union
  • 22440 Main Street, Woodburn, IN, 46797
  • Lends in Indiana
  • Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.

  • Fire Police City County Federal Credit Union
  • 3306 North Clinton Street, Fort Wayne, IN, 46805
  • Lends in Indiana
  • Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.