Explore the differences! FHA VS Conventional loan programs in Leo-Cedarville, Allen County, Indiana

In 2026, the maximum Conventional loan limit in Leo-Cedarville, found within the county of Allen, IN, is $726,200. Meanwhile, for a single-family home, the FHA limit is set at $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the required income, credit status, reserves, and documentation for qualification. This sophisticated mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, aiding you in choosing the best program for your financial needs in IN.

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2026 Loan Limits and Down Payment Requirements in Leo-Cedarville, Allen County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 46765

Explore Conventional and FHA Loan Options in Leo-Cedarville, IN

Lendersa® is dedicated to quickly securing the best possible Conventional, USDA, or FHA loan for you. Choose from one of three starting points to find the right lenders and loan programs aligned with your needs.

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Leo-Cedarville Lenders

  • 3Rivers Federal Credit Union
  • 1615 Northland Blvd, Fort Wayne, IN, 46825
  • Lends in Indiana
  • On February 14, 1935, the International Harvester Company Fort Wayne Works Employees Federal Credit Union was organized. With assets of $250, we employed three individuals and were housed in the International Harvester Company office on Pontiac Street and Bueter Road. In 1947, the credit union reached $1 million in assets and continued to grow.

  • MidWest America Federal Credit Union
  • 1104 Medical Park Drive, Fort Wayne, IN, 46825
  • Lends in Indiana
  • MidWest America provides the best financial services possible for our members through every stage of their life. We offer loans at competitive rates and have an assortment of savings and checking products available. MidWest America currently operates 17 full-service offices, with 13 in northeast Indiana; 2 in eastern Illinois

  • Hallmark Home Mortgage
  • 7421 Coldwater Road, Fort Wayne, IN, 46825
  • Lends in Indiana
  • Hallmark Home Mortgage we have worked hard to recreate the sense of family, loyalty and mutual respect that we enjoyed at Waterfield. It translates into a pleasant experience for everyone who walks through our doors. From a friendly greeting to the superior customer service you receive throughout the loan process, Hallmark lives up to its name.

  • The Garrett State Bank
  • 120 West King Street, Garrett, IN, 46738
  • Lends in Indiana
  • Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products

  • Fire Police City County Federal Credit Union
  • 3306 North Clinton Street, Fort Wayne, IN, 46805
  • Lends in Indiana
  • Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.

  • Aspen Mortgage
  • 2420 N Coliseum Blvd, Fort Wayne, IN, 46805
  • Lends in Indiana
  • At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.

  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Lends in Indiana
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders

    Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold

  • Financial Partners Federal Credit Union
  • 22440 Main Street, Woodburn, IN, 46797
  • Lends in Indiana
  • Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.

  • Partners 1st Credit Union
  • 1330 Directors Row, Fort Wayne, IN, 46808
  • Lends in Indiana
  • Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,