FHA VS Conventional loan programs in 2025 for Fort-Wayne, Allen County, Indiana

For 2025, the Conventional loan limit in Fort-Wayne, Allen county, IN, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the top current rates for Conventional, FHA, and USDA loans, and assess the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage tool shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to identify the most suitable program in IN for you.

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2025 Loan Limits and Down Payment Requirements in Fort-Wayne, Allen, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to these zip codes: 46835, 46845, 46818, 46814, 46815, 46816, 46803, 46802, 46807, 46806, 46805, 46804, 46809, 46808, 46825, 46801, 46850, 46851, 46852, 46853, 46854, 46855, 46856, 46857, 46858, 46859, 46860, 46861, 46862, 46863, 46864, 46865, 46866, 46867, 46868, 46869, 46885, 46895, 46897

Options for Conventional and FHA Loans in Fort-Wayne, IN

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to connect with matching lenders and programs.

Lendersa USDA loan request and matching outcomes


  • Maine Family Federal Credit Union
  • 555 Sabattus Street, Lewiston, ME, 04240
  • Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with us first. Experience the Feeling of Family.
  • Lewiston Municipal Federal Credit Union
  • 291 Pine St, Lewiston, ME, 04240
  • Lewiston Municipal Federal Credit Union Not-for-profit, member owned cooperative providing financial services to the employees and their family members of the Cities of Lewiston and Auburn Maine, including City Hall, Public Works, Schools, Housing Authority, Fire Department, Police Department, Library, etc.
  • NexGen Home Loans Inc
  • 6009 N Meridian Pl, Oklahoma City, OK, 73122
  • NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.
  • Cypress Bank
  • 120 S. Greer, Pittsburg, TX, 75686
  • Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
  • Tinker Federal Credit Union
  • 715 Metropolitan Avenue, Oklahoma City, OK, 73108
  • Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.
  • Chickasaw Community Bank
  • 909 South Meridian, Oklahoma City, OK, 73108
  • Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.
  • Max Mortgage
  • 1101 Sovereign Row, Oklahoma City, OK, 73108
  • The Max Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Midcoast Federal Credit Union
  • 186 Lower Main Street, Freeport, ME, 04032
  • Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.