FHA VS Conventional loan programs in Fort-Wayne, Allen County, Indiana

For 2025, the Conventional loan limit in Fort-Wayne, Allen county, IN, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the top current rates for Conventional, FHA, and USDA loans, and assess the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage tool shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to identify the most suitable program in IN for you.

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2025 Loan Limits and Down Payment Requirements in Fort-Wayne, Allen, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to these zip codes: 46835, 46845, 46818, 46814, 46815, 46816, 46803, 46802, 46807, 46806, 46805, 46804, 46809, 46808, 46825, 46801, 46850, 46851, 46852, 46853, 46854, 46855, 46856, 46857, 46858, 46859, 46860, 46861, 46862, 46863, 46864, 46865, 46866, 46867, 46868, 46869, 46885, 46895, 46897

Options for Conventional and FHA Loans in Fort-Wayne, IN

The aim of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to connect with matching lenders and programs.

Lendersa USDA loan request and matching outcomes


  • Dayton Capital Partners
  • 2702 Linden Ave #102, Dayton, OH, 45410
  • Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings
  • Home National Bank
  • 117 E Main Street, Thorntown, IN, 46071
  • Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.
  • myCUmortgage
  • 3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
  • myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
  • Universal 1 Credit Union
  • 1 River Park Dr, Dayton, OH, 45409
  • Universal 1 Credit Union was founded in 1937 in Dayton, Ohio. With 10 member centers in the greater Miami Valley, U1CU provides quality financial products and services to members all over the world. U1CU membership is open to all who live, work, worship, or go to school in one of the many communities that we serve.
  • Astera Credit Union
  • 111 S Waverly Road, Lansing, MI, 48917
  • Astera Credit Union is based in Lansing, Michigan. It serves over 15, 000 members with four branches in Lansing, DeWitt, & Ionia. It supports nearly 150 employer groups by providing direct deposit & other financial tools for their employees. Astera was founded in 1949 by employees at Lansing's Fisher Body Plant to provide honest & affordable l
  • FARM BUREAU FAMILY CREDIT UNION
  • 7373 West Saginaw Highway, Lansing, MI, 48917
  • Farm Bureau Family Credit Union was chartered in December 1933 as a member-owned financial institution to serve the employees of the Michigan Farm Bureau Family of Companies, their family members, and Farm Bureau members statewide. Our field of membership includes: Michigan Farm Bureau members Farm Bureau Insurance of Michigan customers
  • US Capital Mortgage Partners
  • 1300 N. Waverly Rd, Lansing, MI, 48917
  • Our mission at US Capital Mortgage Partners is to provide personal, caring mortgage solutions for every potential homeowner that gives us the opportunity. We are committed to build meaningful relationships with our customers through finding the best products with a competitive rate and excellent customer service.
  • Glacier Financial
  • 7200 W Saginaw Hwy, Lansing, MI, 48917
  • Glacier Financial was established in 2001, & has quickly earned the respect of the entire community by becoming the area’s leading mortgage provider throughout central Mi. By offering our customers top notch service along with the area’s lowest interest rates, Glacier Financial has been recognized as the #1 residential mortgage company in Mid Mi.