FHA VS Conventional loan programs in 2026 for Bargersville, Johnson County, Indiana

In 2026, the conventional loan limit for Bargersville, found in Johnson county, IN, is $726,200. Conversely, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare top rates currently available for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in identifying which program in IN best meets your financial needs.

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Loan Limits and Downpayment Requirements in Bargersville, Johnson County, IN for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 46131

Conventional and FHA Loan Options Available in Bargersville, IN

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Choose one of three options to connect with matching lenders and loan programs.

Results for USDA loan request at Lendersa


Bargersville Lenders

  • Absolute Lending Logistics, LLC
  • 462 E. Jefferson St, Franklin, IN, 46131
  • Lends in Indiana
  • We specialize in the managing of residential appraisals for credit unions, banks and lenders of all sorts. Our nationwide database of 36, 000 residential appraisers and customized selection process ensures that the highest qualified appraiser perform each assignment. Our software is integrated with LOS systems.

  • Bailey & Wood Financial Group
  • 740 Main Street, Whiteland, IN, 46184
  • Lends in Indiana
  • Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.

  • Mortgage and Title Solutions LLC
  • 2737 Stones Bay Drive, Greenwood, IN, 46143
  • Lends in Indiana
  • Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.

  • Nest Mortgage Group.
  • 200 Byrd Way, Suite 145, Greenwood, IN, 46143
  • Lends in Indiana
  • We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs

  • Chapman Mortgage
  • 8001 S Meridian St, Indianapolis, IN, 46217
  • Lends in Indiana
  • "Chapman Mortgage has been in business since January 2000. We are a local company on the southside of Indianapolis. We are licensed to serve the entire state of Indiana. Chapman Mortgage offers the following mortgage products: Purchase
    Refinance
    Fixed & ARMs
    Conventional Loans
    FHA Loans
    VA Loans"

  • Indy Mortgage Team
  • 4770 S Emerson Ave, Indianapolis, IN, 46203
  • Lends in Indiana
  • At Indy Mortgage We specialize in FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances. We're known for being experts on difficult files and often get people approved when other mortgage professionals can not.FHA, USDA, VA, Conventional loans and 203K's for rehab properties on purchases and refinances.

  • Citizens Bank
  • 33 N Indiana St, Mooresville, IN, 46158
  • Lends in Indiana
  • Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.

  • Five Star Mortgage Solutions
  • 19 East Main Street, Mooresville, IN, 46158
  • Lends in Indiana
  • "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you.
    Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."