FHA VS Conventional loan programs in 2025 for Whiteland, Johnson County, Indiana

During 2025, the limit for a Conventional loan in Whiteland, located in Johnson county of IN, is set at $726,200, whereas the FHA cap stands at $472,030 for single-family homes.

Utilize the Lendersa® Conventional loan calculator for evaluating current rates for Conventional, FHA, and USDA loans to find out the required income, credit score, reserves, and documents for eligibility. This advanced calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best fit for your financial needs in IN.

Explore loan deals from 100 lenders

2025 Loan Caps and Down Payments in Whiteland, Johnson County, IN

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison chart is valid for these zip codes: 46184

Exploring Conventional and FHA Loan Choices in Whiteland, IN

The aim of Lendersa® is to facilitate the swift and trouble-free acquisition of the most advantageous Conventional, USDA, or FHA loan. Initiate from one of three options to find aligned lenders and loan programs.

Lendersa USDA loan request and matching results


  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize. We pride ourselves on providing technologically advanced products and competitive pricing
  • Americas Mortgage Center, Ltd.
  • 907 Judson Road, Longview, TX, 75601
  • America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
  • AFC Mortgage Group, LLC
  • 227 Monroe Tpke, Monroe, CT, 06468
  • "AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years. ​ We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
  • Regina Capital
  • 20 Scenic Hill Lane, Monroe, CT, 06468
  • Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts. At Regina Capital we pride ourselves by doing business with honesty and integrity. Regina Capital has been in the private lending field since 1999
  • Summit Funding Solutions
  • 1377 Motor Parkway, Suite 100, Hauppauge, NY, 11749
  • Summit Funding Solutions Offers the Financing That You Need, Summit Funding Solutions in a national name in commercial finance and business loans. Whether you are starting a new business or have an established company that needs capital, we offer a wide range of products and services to meet your needs.
  • Jacksonville Postal & Professional Credit Union
  • 1820 Rogero Rd, Jacksonville, FL, 32211
  • Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
  • Southwind Bank
  • PO Box 40, Natoma, KS, 67651
  • At Southwind Bank, where you experience banking the way it should be! Here we still believe in personal banking relationships. Our customers are more than just a number; they are our neighbors and friends. For generations, we have worked together with our customers to help our communities grow and prosper.
  • First Fidelity Financial Group
  • 5100 N. Classen Blvd, Suite 500, Oklahoma City, OK, 73118
  • First Fidelity Bank takes pride in its legacy as a community Bank. Since 1920, we’ve been serving clients with the high level of individual care that community Banks are known for, while using the same sophisticated technology as large national Banks. An award-winning financial institution, First Fidelity Bank’s commitment to our clients
  • Champion Home Loans LLC
  • 4335 N Classen, Suite 101, Oklahoma City, OK, 73118
  • We are a local mortgage brokerage dedicated to finding the best product for our clients while providing a great experience.Our platform allows us to give our clients great rates while on average being $1, 500 cheaper in lender fees than our competitors. We have a loan program for just about every situation.
  • Red Dirt Lending
  • 1220 NW 50th St, Oklahoma City, OK, 73118
  • Red Dirt Lending is an Oklahoma City, OK based private money lender. They offer loans throughout Minneapolis, St Paul, Oklahoma City, and Tulsa. They offer loans for a variety of needs and situations, including loans for rental properties and fix and flip hard money loans. They offer terms up to 1 year, loans with a maximum LTV of 70%
  • Alliance Bank
  • 100 Jefferson St W, Sulphur Springs, TX, 75482
  • Alliance Bank has been a strong Banking presence in Northeast Texas since its opening in the late 1920s. Although the name has changed from Sulphur Springs State Bank to Alliance Bank since we first opened our doors, our dedication to providing a high level of customer service has always remained the same.