Explore the differences! FHA VS Conventional loan programs in Whiteland, Johnson County, Indiana

In 2025, Convetional loan limit in Whiteland, county of Johnson, IN is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IN is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Whiteland, county of Johnson, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 46184

Conventional and FHA loan options in Whiteland, IN

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mount Baker Mortgage Company LLC
  • 1007 South 73rd Street, West Allis, WI, 53214
  • We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.
  • THE LOCAL Credit Union
  • 39139 Mound Road, Sterling Heights, MI, 48310
  • THE LOCAL employs middle class workers, organized under a collective bargaining agreement in order to stay true to the principles of the 1949 charter. THE LOCAL prides itself in offering all financial products that banks and Mega-credit union’s offer – but at reasonable rates to encourage thrift among our members.
  • JBG Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At JBG Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage because we want you to feel confident and excited about this next journey of your life. Your experience is the #1 priority in our office which is why every loan is handled with experienced Loan Officers.
  • Xperience Mortgage
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At Xperience Mortgage we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
  • Haven Mortgage Group
  • 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310
  • At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
  • In-House Mortgage LLC
  • 38219 Mound Road, Suite 201, Sterling Heights, MI, 48310
  • "We can work with many different types of borrowers to help them get the exact loan they need for their situation. Our team of highly qualified Loan Officers are here 24/7 to ensure you're getting the loan you need, when you need it. We've got a constant tab on the latest interest rates around to ensure you're saving."
  • First State Bank (Michigan)
  • 24300 Little Mack, Saint Clair Shores, MI, 48080
  • First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
  • DN Community Federal Credit Union
  • 3964 Fulton Drive NW, Canton, OH, 44718
  • DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly
  • Signature Mortgage
  • 4790 Douglas Circle NW, Canton, OH, 44718
  • Since 1996, Signature Mortgage is an INC 500 fastest growing company and we have closed over $4 billion in residential loans – that’s over 20, 000 satisfied families! We have a 5 STAR Rating on social media for delivering world class customer service and communication throughout the mortgage process
  • Teachers Credit Union WI
  • 2315 Prairie Avenue, Beloit, WI, 53511
  • Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
  • First National Bank and Trust Company
  • 345 E Grand Avenue, Beloit, WI, 53511
  • First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services