FHA VS Conventional loan programs in Columbus, Bartholomew County, Indiana
In the year 2026, the conventional loan threshold in Columbus, located in Bartholomew county, IN is set at $726,200, whereas the FHA loan upper limit for a single-family dwelling stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today’s top Conventional, FHA, and USDA rates and understand the qualification needs such as income, credit, reserves, and documents. Our sophisticated mortgage calculator lets you compare Conventional loans with USDA, FHA, and VA side by side, making it easier to decide the best option for your financial standing in IN.
2026 Loan Limits and Down Payment Requirements in Columbus, Bartholomew, IN
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The following table references these ZIP codes: 47201, 47203, 47202
Options for Conventional and FHA Loans in Columbus, IN
The mission of Lendersa® is to obtain the most favorable Conventional, USDA, or FHA loan for you quickly and efficiently. Choose from three options that will connect you with matching lenders and programs.
Since 1934, Wescom Credit Union has been dedicated to helping members throughout Southern California build better lives. Now with 24 branches, we provide essential banking solutions to more than 200, 000 members.
Like all credit unions, Wescom is a non-profit financial cooperative, and our members are our owners.
Mario Loans Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
6131 Orangethorpe Avenue, Suite 500, Buena Park, CA, 90620
LowRates, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our Loan Officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry to offer some of the fastest turn time
6131 Orangethorpe Ave, Suite 500, Buena Park, CA, 90620
Sun West, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speed. Our focus on technology has given us an edge in the mortgage industry.
At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
7659 Garden Grove Boulevard, Garden Grove, CA, 92841
OMC Mortgage Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs as possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
12881 Knott Street, Suite 206, Garden Grove, CA, 92841
Dang Mortgage Team, Inc Providing opportunities for low rates, hassle free mortgages for buying or refinancing a home throughout California and Texas low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle
We are a California Based Mortgage Broker that rate shops for you. We find you the best deal and product and we have a transparent mortgage process. We take pride in our work and Value every borrower - our goal is to create life long relationships. Our mission is to serve our customers with honesty, integrity and competence.