FHA VS Conventional loan programs in 2026 for Columbus, Bartholomew County, Indiana
In the year 2026, the conventional loan threshold in Columbus, located in Bartholomew county, IN is set at $726,200, whereas the FHA loan upper limit for a single-family dwelling stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today’s top Conventional, FHA, and USDA rates and understand the qualification needs such as income, credit, reserves, and documents. Our sophisticated mortgage calculator lets you compare Conventional loans with USDA, FHA, and VA side by side, making it easier to decide the best option for your financial standing in IN.
2026 Loan Limits and Down Payment Requirements in Columbus, Bartholomew, IN
Loan Type
Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The following table references these ZIP codes: 47201
Options for Conventional and FHA Loans in Columbus, IN
The mission of Lendersa® is to obtain the most favorable Conventional, USDA, or FHA loan for you quickly and efficiently. Choose from three options that will connect you with matching lenders and programs.
B & I Federal Credit Union offers a variety of services, including loans, share draft accounts, savings accounts, IRA accounts, and other services designed to provide convenient, fast access to your accounts. To make banking transactions more accessible, even when you are traveling out of state or out of the country
We specialize in the managing of residential appraisals for credit unions, banks and lenders of all sorts. Our nationwide database of 36, 000 residential appraisers and customized selection process ensures that the highest qualified appraiser perform each assignment. Our software is integrated with LOS systems.
Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown.
The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
3900 South Walnut Street, Suite C, Bloomington, IN, 47401
Lends in Indiana
Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.
Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.
We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs
First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.
