Conventional Loans Vs FHA in Elkhart, IN [in 2026]

In 2026, the Conventional loan cap for Elkhart, situated in Elkhart county, IN, is $726,200. The FHA limit for a single-family home stands at $472,030.

Utilize Lendersa®'s Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, alongside USDA, FHA, and VA options to aid in choosing the best program in IN for your financial landscape.

Conventional and FHA Loan Options in Elkhart, IN

Lendersa® aims to provide you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to find lenders and loan programs that match your needs.

Results from Lendersa USDA loan requests and matching

(260) 999-6200 Lender's profile and map Reviews Ruoff Mortgage 1700 Magnavox Way, Suite 220, Fort Wayne, IN, 46804 We provide a best-in-class residential mortgage experience for our customers and an enriching and fulfilling culture for our employees through transparency, respect, and the highest ethical standards. Our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals.
(260) 484-2102 Lender's profile and map Reviews Fire Police City County Federal Credit Union 3306 North Clinton Street, Fort Wayne, IN, 46805 Fire Police City County FCU operates as a not-for-profit financial institution, completely owned by its members. We are structured for the financial benefit of our members. Each member owns a portion of the Credit Union. Our employees are committed to putting forth the best service to help members succeed in their financial goals.
(260) 486-5626 Lender's profile and map Reviews Aspen Mortgage 2420 N Coliseum Blvd, Fort Wayne, IN, 46805 At Aspen Mortgage, we believe in honest and ethical service. We will offer you all of your options so that you can choose what type of mortgage will best suit your family's financial needs. We will stand behind our Loan Estimate and guaranty to you that what we have promised to you is exactly what we will deliver.
(219) 763-5640 Lender's profile and map Reviews Midwest Family Federal Credit Union 2832 Willowcreek Road, Portage, IN, 46368 Midwest Family Federal Credit Union came to be as a result of employees of Midwest Steel looking for convenient ways to do their banking. This vision came to life thanks to George Paulsen and Mel Edwards along with Rudy Geissler, Oscar Klements, Harry Jones, Robert Malis, and Robert Hale.
(219) 764-3204 Lender's profile and map Reviews GESB Sheet Metal Workers Federal Credit Union 6450 Ameriplex Drive, Portage, IN, 46368 GESB Sheet Metal Workers Federal Credit Union has serviced its members and their families since 1960. We continue to offer very competitive rates and unique services to meet the needs of our members. Membership in the Credit Union is open to anyone working at any of our select employee groups and their immediate family members.
(800) 285-0670 Lender's profile and map Reviews CU Mortgage Service 225 Aberdeen Drive, Suite A, Valparaiso, IN, 46385 CU Mortgage Service works with both credit union members and non-members. Whether you’re financing your first home, refinancing your current one, or buying your dream home, our loan officers will help you choose a mortgage that’s right for you. It’s what we’ve been doing since 1986.
(260) 356-8900 Lender's profile and map Reviews Bippus State Bank 150 Hauenstein Rd, Huntington, IN, 46750 Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.
(269) 781-9885 Lender's profile and map Reviews Marshall Community Credit Union 839 West Green Street, Marshall, MI, 49068 MCCU was established in 1951 and is a full service financial institution proactively promoting the credit union philosophy of "people helping people." We provide high earnings on savings, low rates on loans, no annual fee credit cards, home financing -- the list of services is endless.
(260) 563-7443 Lender's profile and map Reviews Beacon Credit Union- IN 586 S Wabash Street, Wabash, IN, 46992 In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders' simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.
(219) 947-1568 Lender's profile and map Reviews Midwest Carpenters & Millwrights Federal Credit Union 680 Union Street, Hobart, IN, 46342 The Midwest Carpenter’s and Millwright’s Federal Credit Union exists to provide quality financial services and benefits to members utilizing cooperative principals while emphasizing long term financial stability. In September of 1960, our credit union officially obtained its charter.
(219) 942-0928 Lender's profile and map Reviews Allegius Federal Credit Union 2027 East 37th Avenue, Hobart, IN, 46342 Allegius Federal Credit Union will provide our membership quality service, and competitive financial choices to help ensure their long-term financial health. Our goal is to be our member’s financial service provider of choice by providing quality service and competitive products to ensure long term financial security.
(765) 472-7600 Lender's profile and map Reviews Hometown Federal Credit Union 151 N Broadway, Peru, IN, 46970 Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.