Explore the differences! FHA VS Conventional loan programs in Goshen, Elkhart County, Indiana

In 2025, the conventional loan limit in Goshen, within the county of Elkhart, IN, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Employ the Lendersa® Conventional loan calculator to compare today's foremost rates among Conventional, FHA, and USDA loans. You can evaluate income, credit score, reserves, and the required documents for qualification. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting which program is best suited for your financial scenario in IN.

Compare loan offers from a diverse range of 100 lenders

2025 loan limits and down payment requirements in Goshen, county of Elkhart, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 46528, 46526, 46527

Diverse Conventional and FHA loan choices in Goshen, IN

Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loans swiftly and without complication. Choose one of three initial steps that will match you with lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • Community Choice Credit Union
  • 31155 Northwestern Hwy, Farmington, MI, 48334
  • As a full service credit union, Community Choice offers checking and savings accounts, loans, mortgages, investment services, and more. Community Choice Credit Union started in 1935 when a few neighbors from Redford Township put five dollars in a fund from which anyone could borrow in a time of need.
  • 365 Lending, LLC
  • 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
  • 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
  • CLEAR LENDING GROUP
  • 7270 Glascott Ave, West Bloomfield, MI, 48323
  • Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation. In addition, our expertise will allow us to tailor an option to the specifics of your file.
  • Sovita Credit Union
  • 4411 Calkins Road, Flint, MI, 48532
  • Sovita Credit Union serves education and healthcare workers in Genesee, Lapeer, Livingston, Oakland and Shiawassee counties. We provide low-cost, high-value financial services to people who enrich, heal, lift and lead all others in the community. Founded in 1934 as Flint Teachers Credit Union,
  • Lincoln Park Community Credit Union
  • 1400 Emmons Boulevard, Lincoln Park, MI, 48146
  • Lincoln Park Community Credit Union is proud to celebrate 80 years helping our members be the heroes of their financial lives. Our story starts with you. We’re a small credit union with a big story and we want to help you with yours. We started in the janitor’s closet of a school
  • Bailey & Wood Financial Group
  • 740 Main Street, Whiteland, IN, 46184
  • Wood, Bailey & Wood Financial Group is designed to bring a simple concept to the home lending process. Service is the key and is what separates us from other lenders and banks.From the start Bailey & Wood sat out to change the thoughts and perceptions of what a Mortgage Company was and how they conducted business.
  • Mitten Mortgage Lending LLC
  • 2959 Biddle, Suite 201, Wyandotte, MI, 48192
  • At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • People Driven Credit Union
  • 24333 Lahser Road, Southfield, MI, 48033
  • People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
  • Assur Loans
  • 26711 Northwestern Highway, Suite 200, Southfield, MI, 48033
  • We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
  • Modern Mortgage LLC
  • 930 Seyburn Avenue, Waterford, MI, 48327
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Financial Plus Credit Union
  • PO Box 7006, Flint, MI, 48507
  • Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.
  • icon mortgage
  • 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
  • Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.