Explore the differences! FHA VS Conventional loan programs in Goshen, Elkhart County, Indiana

In 2026, the conventional loan limit in Goshen, within the county of Elkhart, IN, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Employ the Lendersa® Conventional loan calculator to compare today's foremost rates among Conventional, FHA, and USDA loans. You can evaluate income, credit score, reserves, and the required documents for qualification. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting which program is best suited for your financial scenario in IN.

Compare loan offers from a diverse range of 100 lenders

2026 loan limits and down payment requirements in Goshen, county of Elkhart, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 46528

Diverse Conventional and FHA loan choices in Goshen, IN

Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loans swiftly and without complication. Choose one of three initial steps that will match you with lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


Goshen Lenders

  • Interra Credit Union
  • 300 W Lincoln Ave, Goshen, IN, 46526
  • Lends in Indiana
  • At Interra Credit Union, we believe it is important to give life to the words – to “walk the talk” in the products and services we provide and in the way we serve our members. We believe that we are also part of a “bigger picture” in the credit union movement. And, we believe we need to give back to our communities for the privilege

  • AMERICAN MORTGAGE AND FINANCIAL SERVICES, LLC
  • 216 N Main Street, Goshen, IN, 46526
  • Lends in Indiana
  • American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases

  • Chiphone Federal Credit Union
  • 710 N Wildwood Avenue, Elkhart, IN, 46514
  • Lends in Indiana
  • Chiphone Federal Credit Union operates as a financial cooperative. The Union provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Chiphone Federal Credit Union serves communities in the State of Indiana.

  • Team Tuttle Mortgage LLC
  • 813 S Huntington Street, Suite 2, Syracuse, IN, 46567
  • Lends in Indiana
  • Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.

  • TLCU Financial
  • 1816 N Main Street, Mishawaka, IN, 46545
  • Lends in Indiana
  • TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.

  • Farmers State Bank LaGrange, IN
  • 516 S. Detroit St, Lagrange, IN, 46761
  • Lends in Indiana
  • Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.

  • 1st Midwest Mortgage Corp.
  • 316 North Ironwood Dr, South Bend, IN, 46615
  • Lends in Indiana
  • At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Centennial Mortgage, Inc.
  • 218 W. Washington Street, Suite 900, South Bend, IN, 46601
  • Lends in Indiana
  • Centennial Mortgage is a privately held results-driven lender providing proactive, end-to-end solutions exclusively for multi-family and healthcare owners/developers seeking HUD and USDA financing. Our approach is delivered with a high-touch level of customer service found only with a specialized lender.

  • Teachers Credit Union
  • PO Box 1395, South Bend, IN, 46624
  • Lends in Indiana
  • Although we were established as Teachers Credit Union, we’re not just for teachers anymore. Since our founding in 1931, we’ve grown to nearly 60 locations and more than 300, 000 members, making it the largest credit union in Indiana. Also serving southwest Michigan, TCU offers a range of traditional banking services, plus investments and insurance.