Explore the differences! FHA VS Conventional loan programs in Georgetown, Floyd County, Indiana

In the year 2025, the conventional loan limit in Georgetown, located in the county of Floyd, IN, reaches $726,200 whereas the FHA limit is $472,030 for a standard single-family residence. Understanding these limits is crucial when considering home financing options.

Leverage the Lendersa® Conventional loan calculator to effortlessly compare today's most favorable rates between Conventional, FHA, and USDA programs. This tool assists in evaluating the necessary income, credit, financial reserves, and accompanying documentation that facilitate loan qualification. Our advanced mortgage calculator provides a complete comparison, showcasing Conforming Conventional loans, USDA, FHA, and VA loans side by side, guiding you to the most suitable program in IN that aligns with your unique financial landscape.

Compare offers from over 100 different lenders to find the best deal for your situation. Accessing diverse loan opportunities has never been simpler!

Explore loan limits and downpayment requirements for 2025 in Georgetown, part of Floyd, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The data in this comparison table applies specifically to the following zip codes: 47122. Make informed decisions based on your location.

Unveil Your Conventional and FHA Loan Options in Georgetown, IN

The mission of Lendersa® is to provide you with the most advantageous loan option—be it Conventional, USDA, or FHA—swiftly and with minimal stress. Begin your journey by choosing one of these three strategic starting points, which will connect you with lenders and perfectly matched loan programs tailored to your needs.

Lendersa USDA loan request and matching results


  • First National Bank Albany/Breckenridge
  • 100 S. Main, Albany, TX, 76430
  • First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.
  • The Prestige Mortgage Team
  • 5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
  • With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
  • Commonwealth Mortgage
  • 98 High Street, Danvers, MA, 01923
  • Commonwealth Mortgage NewFED™ Mortgage Corporation is not the only way to get your home financed, but it should be. We treat each customer the way we would like to be treated. We have great support and sales staff who want to prove to you that we can get the job done each and every time you need financing.
  • New Fed Mortgage Corp.
  • 98 High Street, Danvers, MA, 01923
  • NewFED Mortgage Corporation is not the only way to get your home financed, but it should be! Call us Old Fashioned but we treat each customer the way we would like to be treated. We have great support and sales staff who want to prove you made the right decision by choosing us for your financing needs.
  • Universal Capital
  • 10 Liberty Street, Danvers, MA, 01923
  • niversal Capital was established in 2010 by an experienced team of mortgage banking professionals. We provide time-sensitive interim and bridge financing using non-owner occupied residential and commercial real estate as collateral. We are a direct lender utilizing our own capital as our funding source. We internally underwrite our loans allowing u
  • Elite Mortgage Source LLC
  • 1616 Cape Coral Pkwy West, Unit 102 - 271, Cape Coral, FL, 33914
  • Elite Mortgage Source of Cape Coral get you prequalified for a mortgage loan so you will know IF you can buy and HOW MUCH of a mortgage you can qualify for so you can shop with confidence. Elite Mortgage Source is the best mortgage lender in Cape Coral, Florida and is committed to helping you find the right mortgage product for your needs.
  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.
  • Green Knight Funding
  • 600 Loring Ave Suite #5, Swampscott, MA, 01907
  • We’re not just a lender—we’re a partner. We are a family-owned private real estate lending firm based in Salem, Massachusetts. With an expert, in-house team of appraisers, lawyers, technical specialists and real estate investors, we’ve supplied entrepreneurs, businesses and real estate developers with millions of dollars in commercial debt and equi