FHA VS Conventional loan programs in 2025 for Georgetown, Floyd County, Indiana
In the year 2025, the conventional loan limit in Georgetown, located in the county of Floyd, IN, reaches $726,200 whereas the FHA limit is $472,030 for a standard single-family residence. Understanding these limits is crucial when considering home financing options.
Leverage the Lendersa® Conventional loan calculator to effortlessly compare today's most favorable rates between Conventional, FHA, and USDA programs. This tool assists in evaluating the necessary income, credit, financial reserves, and accompanying documentation that facilitate loan qualification. Our advanced mortgage calculator provides a complete comparison, showcasing Conforming Conventional loans, USDA, FHA, and VA loans side by side, guiding you to the most suitable program in IN that aligns with your unique financial landscape.
Explore loan limits and downpayment requirements for 2025 in Georgetown, part of Floyd, IN
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The data in this comparison table applies specifically to the following zip codes: 47122. Make informed decisions based on your location.
Unveil Your Conventional and FHA Loan Options in Georgetown, IN
The mission of Lendersa® is to provide you with the most advantageous loan option—be it Conventional, USDA, or FHA—swiftly and with minimal stress. Begin your journey by choosing one of these three strategic starting points, which will connect you with lenders and perfectly matched loan programs tailored to your needs.
Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,
Affinity Home Lending continues to be the go to Mortgage Lending company in the Marietta, GA area. Whether you are a first time home buyer, experience home buyer, or are looking to refinance your home, we have the expertise to assist you. Our strong communication to all parties and with our average mortgage approval process of 14 days.
We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
10291 E Grand River Avenue, Suite E, Brighton, MI, 48116
At ASI Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders. We work with more than 20 investors.
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Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
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