FHA VS Conventional loan programs in 2026 for Jeffersonville, Clark County, Indiana

For the year 2026, the maximum Conventional loan available in Jeffersonville, located in Clark County, IN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can place Conforming Conventional loans, USDA, FHA, and VA side by side, making it easier to select the most suitable program for your financial needs in IN.

Examine offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Jeffersonville, Clark County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for the following zip codes: 47130, 47131, 47132, 47133, 47134, 47144, 47190, 47199

Available Conventional and FHA Loan Options in Jeffersonville, IN

Lendersa® aims to facilitate a swift, straightforward process in securing the best suited Conventional, USDA, or FHA loan. Begin with one of three pathways leading to suitable lenders and loan programs.

Request and match outcomes for Lendersa USDA loans


  • Uni First Investment
  • 801 S. Garfield Ave #308, Alhambra, CA, 91801
  • Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.

  • Sydney Funding & Realty
  • 9631 Bolsa Ave, Westminster, CA, 92683
  • We provide direct home loan solutions to all borrowers in any situations for more than 20 years. To make it convenience for your refinance or purchase loan search, we have included on this website the pre-qualified loan calculator and a short loan application that you can submit online from anywhere at any time.

  • ADK BANCORP INC.
  • 14615 Magnolia St, Westminster, CA, 92683
  • ADK Bancorp Inc, we serve our California customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders.

  • 24/7 Mortgage Corporation
  • 9741 Bolsa Avenue, Suite 217, Westminster, CA, 92683
  • At 24/7 Mortgage, our team is committed to providing an excellent and streamlined mortgage experience for our clients and partners. We are a professional, responsive, and organized team, and these values are reflected in everything we do. Through the use of technology and the application of our industry knowledge,

  • Loan Girl
  • 898 N Fair Oaks Ave, Suite A-1, Pasadena, CA, 91103
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

    Here at SIMPLE MORTGAGE, we have the right loan program for you. Whether you're looking for Purchase, Refinance, or Specialized Loans, we can do it!

  • Simple Mortgage Pasadena
  • 898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103
  • Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.

  • Prestamo Mortgage Corp
  • 609 1/2 Whittier Blvd, Montebello, CA, 90640
  • Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.

  • HL Home Loans
  • 3327 West Beverly Boulevard, Montebello, CA, 90640
  • HL Home Loans offers multiple programs to help home buyers obtain the financing they need. Specializing in FHA loans and VA loans, we are sure to find you the best California mortgage rate available for your specific situation. We offer low to no down payment options and flexible repayment terms such as fixed rate mortgages

  • Seacliff Mortgage
  • 9042 Garfield Ave. Suite 207, Huntington Beach, CA, 92646
  • With over 25 years of Mortgage Industry experience, The de Courcy group has proficiency in virtually every type of Real Estate Financing combined with a commitment to building lifelong relationships with our clients. The de Courcy Group is partnered with Seacliff Mortgage, a Mortgage Broker located in Huntington Beach, CA. We utilize cutting edge t