Explore the differences! FHA VS Conventional loan programs in Jeffersonville, Clark County, Indiana

For the year 2026, the maximum Conventional loan available in Jeffersonville, located in Clark County, IN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can place Conforming Conventional loans, USDA, FHA, and VA side by side, making it easier to select the most suitable program for your financial needs in IN.

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2026 Loan Limits and Down Payment Requirements in Jeffersonville, Clark County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for the following zip codes: 47130

Available Conventional and FHA Loan Options in Jeffersonville, IN

Lendersa® aims to facilitate a swift, straightforward process in securing the best suited Conventional, USDA, or FHA loan. Begin with one of three pathways leading to suitable lenders and loan programs.

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Jeffersonville Lenders

  • Smith Broady & Associates
  • 1114 E. 10th Street, Jeffersonville, IN, 47130
  • Lends in Indiana
  • Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.

  • First Savings Bank
  • 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129
  • Lends in Indiana
  • First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion