FHA VS Conventional loan in Clarksville, Clark County, Indiana

As of 2026, the limit for conventional loans available in Clarksville, within the county of Clark, IN, is $726,200. Meanwhile, the FHA ceiling for a single-family home is set at $472,030, thus providing flexibility in borrowing.

Leverage Lendersa®'s Conventional loan calculator to evaluate and contrast current rates for Conventional, FHA, and USDA options. Determine what is necessary in terms of income, credit, reserves, and documentation for loan qualification. Our sophisticated mortgage calculator displays side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in deciding which program in IN fits your financial profile best.

Examine and compare loan offers from 100 different lenders

Loan Limits and Down Payment Requirements for 2026 in Clarksville, county of Clark, IN

Loan Category Limit Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in the comparison table are applicable to these zip codes: 47129

Choices for Conventional and FHA Loans in Clarksville, IN

The mission of Lendersa® is to efficiently provide the best possible Conventional, USDA, or FHA loan without delays or barriers. Begin your journey with one of three available options that connect you with appropriate lenders and loan offerings.

Lendersa USDA loan applications and matching results


Clarksville Lenders

  • First Savings Bank
  • 501 E Lewis & Clark Pkwy, Clarksville, IN, 47129
  • Lends in Indiana
  • First Savings Bank is a subsidiary of First Savings Financial Group, Inc. which is headquartered in Jeffersonville, Indiana. First Savings Financial Group, Inc. is listed on the NASDAQ National Market under the symbol "FSFG" and is a community-focused financial holding company with assets of $1.7 Billion

  • Riverside Mortgage LLC
  • 2855 Charlestown Road, Suite 300, New Albany, IN, 47150
  • Lends in Indiana
  • At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.

  • Signature Mortgage Inc.
  • 3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150
  • Lends in Indiana
  • We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.

  • Magnolia Mortgage, LLC
  • 3831 Charlestown Rd., New Albany, IN, 47150
  • Lends in Indiana
  • At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.

  • Kentuckiana Mortgage Group Inc
  • 401 E Main St, Suite 100, New Albany, IN, 47150
  • Lends in Indiana
  • Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.

  • Smith Broady & Associates
  • 1114 E. 10th Street, Jeffersonville, IN, 47130
  • Lends in Indiana
  • Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.