FHA VS Conventional loan programs in 2026 for Syracuse, Kosciusko County, Indiana

In 2026, the loan limit for conventional loans in the city of Syracuse, located in Kosciusko county, IN, is $726,200. For an FHA loan, the limit is set at $472,030 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates TODAY for Conventional, FHA, and USDA loans. Determine the income, credit standing, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans simultaneously to help find the most advantageous program in IN for your specific financial needs.

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Loan limits and down payment requirements for 2026 in Syracuse, Kosciusko county, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons are applicable to zip codes: 46567

Loan options for Conventional and FHA in Syracuse, IN

At Lendersa®, our aim is to swiftly secure the optimal Conventional, USDA, or FHA loan without unnecessary complications. Begin with one of three options to match with lenders and suitable loan programs.

USDA loan request and matching results with Lendersa


Syracuse Lenders

  • Team Tuttle Mortgage LLC
  • 813 S Huntington Street, Suite 2, Syracuse, IN, 46567
  • Lends in Indiana
  • Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.

  • Interra Credit Union
  • 300 W Lincoln Ave, Goshen, IN, 46526
  • Lends in Indiana
  • At Interra Credit Union, we believe it is important to give life to the words – to “walk the talk” in the products and services we provide and in the way we serve our members. We believe that we are also part of a “bigger picture” in the credit union movement. And, we believe we need to give back to our communities for the privilege

  • AMERICAN MORTGAGE AND FINANCIAL SERVICES, LLC
  • 216 N Main Street, Goshen, IN, 46526
  • Lends in Indiana
  • American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases

  • Farmers State Bank LaGrange, IN
  • 516 S. Detroit St, Lagrange, IN, 46761
  • Lends in Indiana
  • Farmers State Bank began it’s tradition of Blue Button Banking way back in 1915 when the Stroh Banking Center opened their doors. We offer the most current products, services, and technology paired with friendly, dependable and trustworthy service to best help our neighbors succeed financially in the communities we serve.

  • Chiphone Federal Credit Union
  • 710 N Wildwood Avenue, Elkhart, IN, 46514
  • Lends in Indiana
  • Chiphone Federal Credit Union operates as a financial cooperative. The Union provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Chiphone Federal Credit Union serves communities in the State of Indiana.

  • Community State Bank (Avilla, IN)
  • 802 E Albion St, Avilla, IN, 46710
  • Lends in Indiana
  • Community State Bank came into existence in 1931 in the town of Avilla, Indiana. The organizers were mostly local merchants and farmers. Religious and civic leaders, recognizing the need for a local bank, entered into the movement. Community State Bank now has four locations in Avilla, Kendallville, Albion and Auburn.

  • Farmers and Merchants Bank
  • PO Box 158, Laotto, IN, 46763
  • Lends in Indiana
  • Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders

    Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold

  • TLCU Financial
  • 1816 N Main Street, Mishawaka, IN, 46545
  • Lends in Indiana
  • TLCU Financial has grown into a modern credit union that focuses on meeting our members’ needs. Now, all residents in LaGrange, Marshall, Elkhart and St. Joseph County can join TLCU Financial, or anyone with a family member with an existing TLCU account. Employees from our Select Employee Groups can also become members.

  • The Garrett State Bank
  • 120 West King Street, Garrett, IN, 46738
  • Lends in Indiana
  • Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products