Explore the differences! FHA VS Conventional loan programs in Lawrence, Marion County, Indiana

For the year 2026, the maximum Conventional loan available in Lawrence, located in Marion County, IN, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and documents needed for qualification. With our sophisticated mortgage calculator, you can place Conforming Conventional loans, USDA, FHA, and VA side by side, making it easier to select the most suitable program for your financial needs in IN.

Examine offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Lawrence, Marion County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

Applicable for the following zip codes: 46216

Available Conventional and FHA Loan Options in Lawrence, IN

Lendersa® aims to facilitate a swift, straightforward process in securing the best suited Conventional, USDA, or FHA loan. Begin with one of three pathways leading to suitable lenders and loan programs.

Request and match outcomes for Lendersa USDA loans


Lawrence Lenders

  • Bright Star Mortgage
  • 11043 Palatka Court, Indianapolis, IN, 46236
  • Lends in Indiana
  • Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.

  • First Indiana Mortgage
  • 11216 Fall Creek Road, Suite 118, Indianapolis, IN, 46256
  • Lends in Indiana
  • First Indiana Mortgage provides comprehensive residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer low rates with excellent customer service. residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer.

  • Firstar Financial Inc
  • 10502 Schooner Court, Indianapolis, IN, 46256
  • Lends in Indiana
  • Firstar Financial is a full service mortgage company that works hand-in-hand with its customers throughout the whole loan process. Since we are a referral-based mortgage company, customer service is our number one priority. That is why at Firstar Financial, we go out of our way to make sure each and every customer is given superior service.

  • 1st Signature Lending
  • 9800 Crosspoint Blvd, Suite 300, Indianapolis, IN, 46256
  • Lends in Indiana
  • "1st Signature Lending is a unique mortgage company with the borrower's interest in mind.
    At 1st Signature Lending we believe our staff should work to meet and exceed the expectations of our borrowers. By keeping the needs of our borrowers in mind throughout the process, we are creating satisfied customers one day at a time."

  • POWELL HOME MORTGAGE, LLC
  • 7730 Camelback Dr., Indianapolis, IN, 46250
  • Lends in Indiana
  • Powell Home Mortgage we are a full-service mortgage company based in Indianapolis, IN. We specialize in FHA,Conventional, VA Mortgage in Indianapolis & surrounding cities.Whether you are buying a home or refinancing your current loan, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

  • Royal United Mortgage LLC
  • 7999 Knue Rd, Suite 300, Indianapolis, IN, 46250
  • Lends in Indiana
  • Royal United Mortgage was founded with the belief that there had to be a better, friendlier, more honorable way to provide people loans.A way that brought compassion to the mortgage loan industry.A way dedicated to improving lives.Well, that belief lives on here today.Making a difference in the lives of the communities we serve is our top priority.

  • Nation's Mortgage Investors Inc
  • 6408 Landborough N Dr, Indianapolis, IN, 46220
  • Lends in Indiana
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • LJI Wealth Management
  • 6569 Carrollton Avenue, Indianapolis, IN, 46220
  • Lends in Indiana
  • As an Independent firm our focus is solely on helping you. When it comes to investment advice, we are fee-based. We have no incentive to work with a specific mutual fund company – ever. Our clients come from all walks of life. The common thread is they all appreciate objective, professional advice and solutions based on experience.

  • Family Horizons Credit Union
  • 6665 E 21st Street, Indianapolis, IN, 46219
  • Lends in Indiana
  • Family Horizons was founded in 1954, when we received a credit union charter allowing us to serve the financial needs of Naval Avionics’ employees and their families. The original “branch” was located within the Naval Avionics facility, about a mile from where the current East 21st Street branch is located