As of 2026, the conventional loan limit in Merrillville, county of Lake, IN is set at $726,200, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the current top rates for Conventional, FHA, and USDA loans. You can gauge the income, credit score, reserves, and documentation needed for eligibility. This advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the best option in IN for your financial needs.
Compare loan offers from a wide range of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to the following zip codes: 46410, 46307, 46401, 46411
Lendersa® strives to help you obtain the most suitable Conventional, USDA, or FHA loan promptly and without stress. Choose one of three initial steps that lead to matching lenders and lending options.
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