FHA VS Conventional loan programs in Winfield, Lake County, Indiana

Within 2025, the loan limit for conventional loans in Winfield, Lake County, IN, is designated at $726,200. Meanwhile, the FHA cap for a single-family home rests at $472,030.

Utilize the Lendersa® Conventional loan calculator to explore and compare today's premier Conventional, FHA, and USDA loan rates. Evaluate the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the program in IN that best meets your financial requirements.

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2025 Loan Limits and Down Payment Requirements in Winfield, Lake County, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the zip codes: 46307

Exploring Conventional and FHA Loan Options in Winfield, IN

Lendersa® seeks to swiftly connect you with the best-suited Conventional, USDA, or FHA loans, minus the hassle. Choose from one of three initial paths to find matching lenders and appropriate loan programs.

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  • Bravera
  • 320 N. 4th St., Bismarck, ND, 58501
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals. From small towns to larger cities,
  • Dakota Community Bank and Trust
  • 1727 State St, Bismarck, ND, 58501
  • Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota. The word ""community""​ in Dakota Community Bank & Trust, N.A
  • Vue Community Credit Union
  • 818 E Main Ave, Bismarck, ND, 58501
  • Vue Community Credit Union is a Bismarck-based credit union with world-class service offerings. Our members receive localized service, while also having access to their money from anywhere through credit cards, online transactions, telephone and e-mail correspondence. Vue Community Credit Union's vision is to provide the best financial products.
  • eLendingNow
  • 400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
  • eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.
  • America's Home Loans LLC
  • 110 N. 3rd Street, Bismarck, ND, 58501
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • GATE CITY BANK
  • 304 E Rosser Ave, Bismarck, ND, 58501
  • Gate City Bank’s privilege to be a hometown bank that provides excellent service that is convenient, friendly, and personalized. We are proud to be the #1 mortgage lender in North Dakota with locally approved and financed home loans. Gate City Bank is also unique in offering our checking customers.
  • The Polish National Credit Union
  • 46 Main Street, Chicopee, MA, 01020
  • the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967
  • Alden Credit Union
  • 710 Grattan Street, Chicopee, MA, 01020
  • Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value
  • Inlanta Mortgage
  • 225 Main Street, Ste. 14, Destin, FL, 32541
  • Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
  • HomeFi Digital Mortgage
  • 4476 Legendary Drive Suite 202, Destin, FL, 32541
  • HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
  • Gulf Coast Community Federal Credit Union
  • 12364 Highway 49, Gulfport, MS, 39503
  • At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
  • Generation2 Mortgage Services
  • 85 Felt Rd, Suite 502, South Windsor, CT, 06074
  • Generation2 Mortgage Services was founded in 2008 as a direct result of the need for simple mortgage solutions for clients needing to purchase or refinance their home. We realized this need as we came from larger lenders; we saw the egregious fees and methodical loan process they put their clients through. Some of the items that we saw were clients