Explore the differences! FHA VS Conventional loan programs in Mitchell, Lawrence County, Indiana

In 2025, the limit for a Conventional loan in Mitchell, located in Lawrence county, IN, is set at $726,200. Meanwhile, the FHA loan limit is $472,030 for a single-family home.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans, and check the income, credit, reserves, and documents required for eligibility. Using our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to determine which program in IN best suits your specific financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Mitchell, Lawrence County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 47446

Exploring Conventional and FHA Loan Options in Mitchell, IN

Lendersa®'s mission is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • ADVISORY MORTGAGE
  • 210 S. East Street, Suite 1, Brighton, MI, 48116
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in purchasing a house, refinancing, or cashing out your equity. So we make a commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
  • Concord Mortgage, Inc.
  • 430 W Main St, Brighton, MI, 48116
  • Concord Mortgage, Inc. is a Michigan-licensed mortgage broker and lender.Our staff consists of highly experienced mortgage professionals with many years of experience in the mortgage industry.Concord Mortgage, Inc. was established in 1994. We have been located on Main Street in Downtown Brighton, Michigan since 1995.
  • Tri-Cities Credit Union
  • 905 Pennoyer Avenue, Grand Haven, MI, 49417
  • Tri-Cities Credit Union is a unique financial institution. We are not-for-profit, member-owned, & democratically operated by those very same members. Unlike profit-driven financial institutions, we return our excess earnings to our members in the form of friendly service, low interest rates on loans, higher yields on savings & investment accounts,
  • Mitten Mortgage Lending LLC
  • 2959 Biddle, Suite 201, Wyandotte, MI, 48192
  • At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • 1st Residential Lending Inc
  • 49028 Running Trout Lane, Northville, MI, 48168
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Citizens First Bank
  • 1442 Lincoln Way, Clinton, IA, 52732
  • Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche
  • Clinton National Bank
  • 235 6th Avenue South, Clinton, IA, 52732
  • Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.
  • First State Bank of AL
  • PO Box 681299, Fort Payne, AL, 35968
  • Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.