FHA VS Conventional loan in Mitchell, Lawrence County, Indiana

In 2025, the limit for a Conventional loan in Mitchell, located in Lawrence county, IN, is set at $726,200. Meanwhile, the FHA loan limit is $472,030 for a single-family home.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans, and check the income, credit, reserves, and documents required for eligibility. Using our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to determine which program in IN best suits your specific financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Mitchell, Lawrence County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to the following zip codes: 47446

Exploring Conventional and FHA Loan Options in Mitchell, IN

Lendersa®'s mission is to connect you with the most suitable Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Gulfside Mortgage Services
  • 1062 East Venice Avenue, Venice, FL, 34285
  • Gulfside Mortgage Services in April of 2003. Our team has over 104 years combined experience in the mortgage industry. That is why we are the leaders of what we do. We are dedicated to our community and give back to it as much as possible. Gulfside Mortgage Services is your best source for the lowest-rate financing on the market.
  • Energy Credit Union
  • 156 Spring Street, West Roxbury, MA, 02132
  • At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.
  • NorthEast Mortgage Associates Inc
  • 1996 Centre Street, West Roxbury, MA, 02132
  • At NorthEast Mortgage Associates, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
  • Marine Bank & Trust
  • 571 Beachland Blvd, Vero Beach, FL, 32963
  • Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.
  • Superior Funding Corporation
  • 343 Washington Street, Newton, MA, 02458
  • Superior Funding Corporation is a Massachusetts mortgage company offering extremely competitive rates, personal approach and the highest standards in customer care. Superior Funding Corporation was formed by people with technical backgrounds and advanced education in several areas (engineering, finance and economics).
  • Tremont Realty Capital
  • 255 Washington Street, Suite 300, Newton, MA, 02458
  • The RMR Group Inc. (Nasdaq: RMR) is a holding company and substantially all of its business is conducted by its majority-owned subsidiary, The RMR Group LLC. The RMR Group LLC is an alternative asset management company that was founded in 1986 to invest in real estate and manage real estate related businesses
  • Watertown Savings Bank
  • 60 Main Street, Watertown, MA, 02472
  • Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
  • Watertown Municipal Credit Union
  • 149 Main Street, Watertown, MA, 02472
  • The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes