FHA VS Conventional loan programs in 2025 for Bedford, Lawrence County, Indiana

As of 2025, the limit for a conventional loan in Bedford, located in the county of Lawrence, IN, is established at $726,200. Meanwhile, the FHA loan cap is $472,030 for a single-family dwelling.

With the Lendersa® Conventional loan calculator, you can compare the best rates available for Conventional, FHA, and USDA loans today. Evaluate the necessary income, credit rating, reserves, and paperwork for qualification. By using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side-by-side. This facilitates decision-making to identify the ideal program for your financial situation in IN.

Explore loan offers from a selection of 100 lenders

Loan limits and down payment requirements for 2025 in Bedford, county of Lawrence, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to these zip codes: 47421

Available Conventional and FHA loan choices in Bedford, IN

The objective of Lendersa® is to secure you the most suitable Conventional, USDA, or FHA loan promptly and effortlessly. Begin your journey with one of these three steps to match with appropriate lenders and loan programs:

Results from a USDA loan request and matching via Lendersa


  • New Mexico Mortgage Company
  • 6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
  • The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
  • First Financial Credit Union NM
  • 4910 Union Way NE, Albuquerque, NM, 87107
  • First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
  • New Mexico Bank & Trust
  • 320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
  • We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
  • Catalyst Lending of New Mexico
  • 1005 21st St SE, Suite 9, Rio Rancho, NM, 87124
  • A bit about us, so you'll feel more at home working with our team. Getting a home loan is an exciting (and sometimes overwhelming) time in your life. We are proud to work with you as an integral part of these moments. Regardless of your unique needs we bring all the right elements together to create a positive solution for your home loan
  • High Desert Home Lending
  • 6417 Pojoaque Dr, Albuquerque, NM, 87120
  • High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
  • Premier Mortgage Advisors LLC
  • 6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
  • Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
  • NewCastle Mortgage
  • 6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Becky Watkins - Financial Mortgage Solutions
  • 9680-6 Eagle Ranch Road, Albuquerque, NM, 87114
  • With more than 30 years of experience working in every aspect of the mortgage and real estate professions, I am passionate about helping people achieve their financial goals through home ownership. I take the time to listen, understand, and share the vision of everyone I work with to assure that they are informed.
  • 1 Mortgage LLC
  • 9674-4 Eagle Ranch Rd, Albuquerque, NM, 87114
  • 1 Mortgage LLC is a wholesale brokerage versus a bank that closes and funds their own loans. We have many wholesale lender partners that we work with that offer an array of solutions for whatever your home loan needs may be serving both New Mexico and Colorado. We answer our phone 7 days a week and are available to help you.
  • Financial Mortgage Solutions LLC
  • 9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
  • Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
  • RPM Lending
  • 526 Sun Ranch Village Loop, Los Lunas, NM, 87031
  • We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.