FHA VS Conventional loan programs in 2025 for Smithville-Sanders, Monroe County, Indiana

In 2025, the conventional loan limit in Smithville-Sanders, located in the county of Monroe, IN, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in IN for your specific financial needs.

View loan offers from 100 lenders

Loan Limits & Down Payment Requirements for 2025 in Smithville-Sanders, county of Monroe, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 47458, 47401

Explore Conventional and FHA Loan Options in Smithville-Sanders, IN

The aim of Lendersa® is to provide the best available Conventional, USDA, or FHA loan quickly and efficiently, with no fuss. Choose from three starting paths that align you with suitable lenders and loan offerings.

Results for Lendersa USDA loan requests


  • RAzone Mortgage Group
  • 2191 5th Street, Suite 203, Norco, CA, 92860
  • At RAzone Mortgage Group. We are a full-service mortgage company based in Norco, CA. We specialize in FHA, VA, Conventional, Jumbo in Norco, Corona, Riverside, and Orange. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in the zip code 92860
  • Spectrum Mortgage
  • 1791 3rd Street, Suite 200, Norco, CA, 92860
  • At Spectrum Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Community Funding
  • 1780 Town & Country Drive, Suite 108, Norco, CA, 92860
  • At Community Funding Personal Service & Outstanding Interest Rates Approved with numerous Lenders, providing diverse financing options, including Conventional, FHA, VA, USDA, Reverse Mortgages, Hard Money, Self-Employed products, Purchase, Refinance, etc. Honest, Ethical AND Prompt Service Provided CA
  • Ample Funding LLC
  • 2841 HAMNER AVE, SUITE A, Norco, CA, 92860
  • Ample Funding Mortgage Lender are licensed professionals located in Southern California and we are still expanding our lending territory. We help home buyers get the right, correct mortgage they are looking for. Our talented loan officers walk the buyers through out the process to ensure its smooth and stress-free.
  • Mission Federal Credit Union
  • 10325 Meanley Drive, San Diego, CA, 92131
  • There’s so much to know about Mission Fed Credit Union in San Diego! We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs. You can think of us as your one-stop financial services provider, offering you all kinds of Savings Accounts, Loans, eServices
  • San Diego Homes & Loans
  • 11121 Caminito Arcada, San Diego, CA, 92131
  • San Diego Homes & Loans helping families achieve their Real Estate goals. With 15+ years of Mortgage and Real Estate experience, I enjoy guiding my clients through the process of buying, selling, or refinancing. I work hard to understand every borrower's wants, needs, and financial goals
  • 1st American Mortgage Lenders Inc.
  • 10620 Treena St, Suite 230, San Diego, CA, 92131
  • 1st American Mortgage Lenders is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • MAR Financial Inc.
  • 10620 Treena Street, Suite 230, San Diego, CA, 92131
  • We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
  • Security InterBank Mortgage
  • 10252 Pinecastle Street, San Diego, CA, 92131
  • Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.
  • Click Mortgage, a Division of Golden Bear Capital, Inc
  • 10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
  • At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking