FHA VS Conventional loan programs in Smithville-Sanders, Monroe County, Indiana

In 2025, the conventional loan limit in Smithville-Sanders, located in the county of Monroe, IN, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to evaluate today's leading rates for Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in IN for your specific financial needs.

View loan offers from 100 lenders

Loan Limits & Down Payment Requirements for 2025 in Smithville-Sanders, county of Monroe, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to zip codes: 47458, 47401

Explore Conventional and FHA Loan Options in Smithville-Sanders, IN

The aim of Lendersa® is to provide the best available Conventional, USDA, or FHA loan quickly and efficiently, with no fuss. Choose from three starting paths that align you with suitable lenders and loan offerings.

Results for Lendersa USDA loan requests


  • RELIANT MORTGAGE SOLUTIONS LLC
  • 4718 Childers Pond Overlook, Roswell, GA, 30075
  • "Reliant can pre-qualify within 15 minutes when you submit your application and process it through automated underwriting. Save time and stress and let Reliant submit your file to underwriting without a home identified! Sellers will pay attention that you are pre-approved not just pre-qualified!"
  • Southeast Private Lending
  • 9755 Dogwood Rd Ste. 250, Roswell, GA, 30075
  • Southeast Private Lending is a division Northbridge Properties, LLC. For over 30 years, the private lending group at Southeast Private Lending has been providing hard money loans to individuals who cannot quality for conventional bank loans. Based out of Atlanta, Georgia, Southeast Private Lending is at the forefront of the hard money lending i
  • Veritas Mortgage Services
  • 1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
  • Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
  • BankIowa
  • PO Box 229, Independence, IL, 50644
  • At BankIowa, community banking is a commitment and a responsibility. We will deliver the highest quality banking experience for our customers while fulfilling their financial needs with a broad array of products and services. Employees, contributing to our customer's and the Bank's success, are our most important asset
  • Touchmark National Bank
  • 3651 Old Milton Parkway, Alpharetta, GA, 30005
  • Touchmark National Bank provides our clients with superior experiences by combining innovative products with industry leading client service.Our professional associates are in the business of presenting our clients with an unsurpassed banking experience. While working to generate superior long term value and a pride of ownership.
  • SLR Mortgage Inc
  • 4080 McGinnis Ferry Rd, Unit 1308, Alpharetta, GA, 30005
  • SLR Mortgage Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MORTGAGE BROTHERS, LLC
  • 91 Lambets Way, Alpharetta, GA, 30005
  • We’re here to help you secure a loan that sets you up for a successful financial future. Simple as that. The Mortgage Brothers will work with you every step of the way as you search for the right mortgage to find the best rates possible, whether you’re buying your first home or searching for your next investment.
  • Atlantic Home Mortgage LLC
  • 6250 Shiloh Road, Suite 220, Alpharetta, GA, 30005
  • In 2018, we started a mortgage company to help people get better rates. With over a decade of firsthand mortgage experience, we’ve seen exactly how inefficient the industry is. By focusing on the needs of our clients for speed, ease, and transparency, we were able to quickly stand out in the mortgage industry.
  • THE PING MORTGAGE COMPANY
  • 11545 Park Woods Circle, Suite A, Alpharetta, GA, 30005
  • The Ping Mortgage Company was created out of a need for a better way to finance your real estate transactions. We are a group of mortgage professionals who have broad experience and knowledge in real estate finance. We strive to provide the lowest possible interest rates and fees available in the market, and we have achieved it through hard work
  • EAGLE LENDING CORPORATION
  • 1280 Elk Ridge Cove, Alpharetta, GA, 30005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Evergreen Credit Union
  • 1500 W American Drive, Neenah, WI, 54956
  • Evergreen Credit Union was originally started by the employees of Wisconsin Tissue Mills in 1958 to help their fellow employees with financial needs that were not being met by the local banks. In 1984, we outgrew the space available in the plant and built the first branch across the street.