FHA VS Conventional loan programs in 2025 for Notre-Dame, St. Joseph County, Indiana

During 2025, the conventional loan limit in Notre-Dame within the county of St. Joseph, IN, is established at $647,200, whereas for a single-family home, the FHA limit is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. You can determine the necessary income, credit score, reserves, and required paperwork to qualify. Our advanced mortgage tool allows you to see Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in identifying which program in IN fits your financial needs best.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Notre-Dame, St. Joseph County, IN

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is specifically applicable to the following zip codes: 46556, 46637

Examining Conventional and FHA Loan Options in Notre-Dame, IN

The aim of Lendersa® is to swiftly connect you with the best available Conventional, USDA, or FHA loans with ease. Select one of the three starting points provided that will guide you to matching lenders and suitable loan programs.

Results of USDA loan request and matching on Lendersa


  • Tri-County Credit Union
  • 2205 Hall Avenue, Suite 107, Marinette, WI, 54143
  • TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.
  • Porter Financial Group, LLC
  • 100 Main St, Suite 7, East Jordan, MI, 49727
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.
  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.
  • Commonwealth Capital Mortgage, LLC
  • 6301 Strawberry Lane, Louisville, KY, 40214
  • Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
  • The FNB Community Bank
  • 432 W. Gallatin St., Vandalia, IL, 62471
  • The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
  • Community First Bank WI
  • 925 Wisconsin Avenue, Boscobel, WI, 53805
  • Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
  • Encore-Funding
  • 30100 Chagrin Boulevard, Suite 380, Cleveland, OH, 44124
  • Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.
  • Atomic Credit Union
  • 711 Beaver Creek Road, Piketon, OH, 45661
  • Atomic Credit Union is currently offering great rates with a variety of personal and business services, including checking and savings accounts, auto loans, mortgages and much more. Bank online or at any of our convenient locations in Athens, Beaver, Chillicothe, Jackson, Logan, Lucasville, Minford, Oak Hill, Piketon, Portsmouth, Waverly, Wellston,