FHA VS Conventional loan programs in New-Carlisle, St. Joseph County, Indiana

In 2025, the Conventional loan limit in New-Carlisle, in the county of St. Joseph, IN, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the optimal program in IN for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in New-Carlisle, St. Joseph County, IN

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is relevant for the following zip codes: 46552

Exploring Conventional and FHA Loan Options in New-Carlisle, IN

The main goal of Lendersa® is to connect you with the best available Conventional, USDA, or FHA loans swiftly and effortlessly. Choose one of the three starting points to find the right lenders and loan programs that suit your needs.

Lendersa USDA loan request and matching results


  • Lysa Nelson
  • 3269 Highcliff Rd, Riverside, CA, 92506
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • National One Mortgage Corp.
  • 6700 Indiana Avenue, Suite 130, Riverside, CA, 92506
  • The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
  • Valley View Financial Services Inc.
  • 6950 Indiana Avenue, Suite 2, Riverside, CA, 92506
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ivan & Maria Navarro
  • 3400 Central Avenue, Suite 350, Riverside, CA, 92506
  • We have been helping home-buyers obtain the best possible price and financing terms. Our home sellers pay lower commission fees and never sacrifice service. Assistance includes programs such as government grants, down payment assistance, and 100% financing for low to moderate income families.
  • First Lending Solutions
  • 6370 Magnolia Ave Suite 210, Riverside, CA, 92506
  • 1st Lending Solutions, Inc. is located in Riverside, CA, United States and is part of the Mortgage Banking Industry. 1st Lending Solutions, Inc. has 19 total employees across all of its locations.FirstLendingOnline.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
  • Westin Mortgage
  • 3400 Central Ave Ste 345, Riverside, CA, 92506
  • Westin Mortgage is a Mortgage Banker serving the entire state of California.Westin Mortgage is positioned to serve the needs of people looking for Professional Mortgage Services.Your faith in us allows us the opportunity to apply our skills and customer service to to work on your behalf to provide you with a diverse of mortgage products.
  • Eddie Mac Mortgage
  • 41908 Vardon Drive, Temecula, CA, 92591
  • "Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans. Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
  • A R Home Loans Direct, Inc.
  • 39785 Golden Rod Road, Temecula, CA, 92591
  • A R Home Loans Direct, Inc. is a Mortgage Broker company servicing customers throughout California. We work with customers of any and all credit histories, and strive to assist our customers in reaching their financial goals With over 20 years experience in the Real Estate lending business.
  • Valley Oak Credit Union
  • 40870 Sierra Dr, Three Rivers, CA, 93271
  • Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.
  • Military Mortgage Group
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • At Military Mortgage Group, a professional mortgage company specializing in VA & FHA loans. At Military Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Javier Marino Patriot Pacific Financial Corp
  • 38625 Calistoga Dr, Suite 200, Murrieta, CA, 92563
  • We are a full-service mortgage company based in Temecula, CA. I specialize in VA Loans in Temecula, Menifee, San Diego, Murrieta, Lake Elsinore and Oceanside. We also serve the surrounding cities in Riverside County. Whether you are buying a home or refinancing in any of these zip codes: 92590, 92584, 92584, 92592,