FHA VS Conventional loan programs in South-Bend, St. Joseph County, Indiana
In 2025, the Conventional loan limit in South-Bend, within St. Joseph county, IN, is $647,200, while the FHA limit for a single-family home is $420,680.
Leverage the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Evaluate the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you decide which program in IN suits your financial needs best.
2025 Loan Limits and Down Payment Requirements in South-Bend, St. Joseph, IN
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is relevant for zip codes: 46601, 46635, 46628, 46616, 46614, 46615, 46613, 46619, 46617, 46624, 46626, 46634, 46660, 46680, 46699
Explore Conventional and FHA Loan Options in South-Bend, IN
The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan quickly and without complications. Choose from three starting points to find matching lenders and loan programs.
4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418
Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership.
Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.
VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
Northbrook Bank & Trust Company, National Association
1100 Waukegan Rd, Northbrook, IL, 60062
We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers.
Whether you are:
a first time buyer etc.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.
