In the year 2026, the conventional loan cap in Richmond, county of Wayne, located in IN stands at $726,200, whereas the FHA limit for a single-family residence is $472,030.
Utilize Lendersa® Conventional loan calculator to evaluate the current rates for Conventional, FHA, and USDA loans. It helps determine the necessary income, credit score, reserves, and documents for qualification. Our sophisticated mortgage tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to help you choose the most suitable program in IN, depending on your financial needs.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table of comparisons is relevant for the zip codes: 47374, 47375
At Lendersa®, our aim is to facilitate access to the most suitable Conventional, USDA, or FHA loans efficiently and without difficulty. Begin with one of three options that pair you with lenders and loan schemes.
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