FHA VS Conventional loan programs in 2025 for Union-City, Randolph County, Indiana

As of 2025, the county of Randolph in Union-City, IN has set the Conventional loan limit at $647,200, whereas the FHA limit for a single-family house is $420,680.

Try the Lendersa® Conventional loan calculator to evaluate Conventional, FHA, and USDA rates. Find out necessary income, credit, reserves, and documents to qualify. This sophisticated mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans together, helping you decide on the program that suits your financial needs in IN.

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Loan limits and required downpayments in Union-City, county of Randolph, IN for 2025

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is relevant for these zip codes: 47390

Options for FHA and Conventional loans in Union-City, IN

The mission of Lendersa® is to quickly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Start with one of three methods to match with lenders and loan offerings.

USDA loan request and matching outcomes by Lendersa


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