FHA VS Conventional loan programs in Union-City, Randolph County, Indiana
As of 2026, the county of Randolph in Union-City, IN has set the Conventional loan limit at $647,200, whereas the FHA limit for a single-family house is $420,680.
Try the Lendersa® Conventional loan calculator to evaluate Conventional, FHA, and USDA rates. Find out necessary income, credit, reserves, and documents to qualify. This sophisticated mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans together, helping you decide on the program that suits your financial needs in IN.
Loan limits and required downpayments in Union-City, county of Randolph, IN for 2026
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for these zip codes: 47390
Options for FHA and Conventional loans in Union-City, IN
The mission of Lendersa® is to quickly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Start with one of three methods to match with lenders and loan offerings.
Perfect Circle Credit Union has served working families in Wayne and Henry Counties, helping them meet their financial needs and achieving their goals. Almost ninety years later we are still dedicated to the philosophy of “People Helping People”, and helping our members build better lives.
First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.
HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.
Thrive Credit Union was founded in 1940 by the employees of Delco Battery. These employees joined together to establish a financial service dedicated to serving the hard working, faithful employees of Delco Battery and their families. Over the past 81 years, Thrive Credit Union has been a part of the Delaware County community.
