FHA VS Conventional loan programs in Union-City, Randolph County, Indiana
As of 2025, the county of Randolph in Union-City, IN has set the Conventional loan limit at $647,200, whereas the FHA limit for a single-family house is $420,680.
Try the Lendersa® Conventional loan calculator to evaluate Conventional, FHA, and USDA rates. Find out necessary income, credit, reserves, and documents to qualify. This sophisticated mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans together, helping you decide on the program that suits your financial needs in IN.
Loan limits and required downpayments in Union-City, county of Randolph, IN for 2025
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is relevant for these zip codes: 47390
Options for FHA and Conventional loans in Union-City, IN
The mission of Lendersa® is to quickly and effortlessly help you secure the best Conventional, USDA, or FHA loan. Start with one of three methods to match with lenders and loan offerings.
2401 West US Highway 20, Suite 206, Pingree Grove, IL, 60140
Lifestone Mortgage, our experience, integrity, and unsurpassed service will guide you through the important process and decisions related to home financing. Whether you are a First Time Homebuyer, Trade-up Candidate, or Refinancing to save on your monthly payment or to finance education or for investment.
Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.
DOY is not driven by the profit motive. There are no outside shareholders to satisfy. DOY's main purpose is to serve their membership in two primary areas: saving and borrowing. Therefore, DOY has a very strict and conservative lending and investment policy.
DOY confines its lending to its own creditworthy members
Valley Economic Development Partners is a private, non-profit organization focused on the social well-being of the Mahoning Valley and its surrounding regions. Our mission is to be a leader in developing employment opportunities through business creation, expansion, and retention in collaboration with other regional organizations.
Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.
Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.
