Explore the differences! FHA VS Conventional loan programs in Shelbyville, Shelby County, Indiana
In the year 2025, the conventional loan limit for Shelbyville, located within Shelby county, IN, is marked at $726,200. At the same time, the FHA loan ceiling is $472,030 for single-family homes, showcasing flexible borrowing options.
Utilize the Lendersa® Conventional loan calculator to benchmark today's leading rates among Conventional, FHA, and USDA loan options. Determine crucial components such as income, credit, reserves, and necessary paperwork for qualification. Our sophisticated mortgage calculator showcases an accurate side-by-side view of Conforming, USDA, FHA, and VA loan options, helping you select the most fitting program in IN for your individual financial scenario.
Loan Caps and Down Payment Needs of 2025 in Shelbyville, Shelby, IN
Loan Category
Max Loan Limit
Down Payment Requirement
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table's details are applicable across zip codes: 46176
Exploring Conventional and FHA Loan Offerings in Shelbyville, IN
The aim of Lendersa® is to promptly secure the best-suited Conventional, USDA, or FHA loans with minimal hassle. Choose from one of three starting paths, which lead to matching lenders and compatible loan programs that address your financial strategies.
10146 West San Juan Way, Unit 100, Littleton, CO, 80127
Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations
4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303
Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.
We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.and There are a number of different types of home loans available to you.
2589 North State Highway, Suite 67, Sedalia, CO, 80135
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.