Explore the differences! FHA VS Conventional loan programs in Walkerton, St. Joseph County, Indiana

For the year 2025, the conventional loan limit applicable in Walkerton, within the county of St. Joseph, IN, is $726,200. In contrast, the FHA loan limit for a single-family residence is set at $472,030. These figures are critical for potential homeowners who need to understand the financial boundaries for securing loans in the area.

Make use of the Lendersa® Conventional loan calculator to expertly compare the most competitive rates available today, across Conventional, FHA, and USDA loan options. This essential tool assists in determining the income, creditworthiness, reserves, and documents you require to be eligible for these diverse loan opportunities. Our cutting-edge mortgage calculator enables you to evaluate Conforming Conventional loans alongside USDA, FHA, and VA loans, making it easier to decide which program is optimal for your particular financial situation in IN.

Compare loan offers from a selection of 100 lenders to find the best terms suited to your financial needs.

2025 Loan Limits and Downpayment Requirements in Walkerton, St. Joseph, IN

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The loan comparison table applies to the following zip codes: 46574. Evaluate these to tailor your decisions accordingly.

Options for Conventional and FHA Loans in Walkerton, IN

The mission of Lendersa® is to swiftly and seamlessly connect you to the best suitable Conventional, USDA, or FHA loan options available. By starting with one of the three outlined approaches, you'll engage with lenders who can offer tailored loan programs that are ideally matched to your needs.

Lendersa USDA loan request and matching results


  • Vantage One Mortgage
  • 5212 Silver Drive, Santa Ana, CA, 92703
  • Vantage One Mortgage provides wide range of residential mortgage services, including home purchase, refinance, cash out to meet your financial needs and circumstances. Working directly with national and local wholesale lenders to get you the best terms. We also assist with Non-QM mortgages, and Hard Money lending.
  • Justin Ahn
  • 14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
  • "Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible. If there is one thing you should know about me is that I fully understand what it means to be a true professional"
  • SO CAL REALTY
  • 14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
  • Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more
  • Down Payment Assistance Programs
  • 15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
  • We can help you with most of today’s most popular mortgage products such as FHA Loans for Purchase FHA streamline Refi Conventional Purchases with 5% down or more LPMI (Lender Paid MI) conventional purchase or Refi VA Loans Reverse Mortgage (Senior home-owners 62 and over) Fannie Mae HARP Refi
  • Avenue Mortgage, Inc
  • 14241 Firestone Blvd, Suite 110, La Mirada, CA, 90638
  • Avenue Mortgage is a full service mortgage brokerage with offices in California and Oregon. In business since 1999, Avenue Mortgage has helped thousands of families achieve the dream of home ownership. With over $1 billion in funding's, Avenue Mortgage has loan programs available for borrower's with a variety of credit backgrounds.
  • Compass Lending Group
  • 6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
  • "Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions. Our staff work on keeping up to date with every aspect of the industry.
  • Premier Finance Group Inc
  • 6056 Beach Boulevard, Buena Park, CA, 90621
  • Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • South East Mortgage Co
  • 6281 Beach Boulevard, Suite 117, Buena Park, CA, 90621
  • Our loan officers know what they’re doing. They know the underwriting guidelines behind them for just about every loan available & compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan with the most liberal credit decisions.
  • Cornerstone Company
  • 8552 Deepdale Ave, Buena Park, CA, 90621
  • Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
  • First Financial Credit Union
  • PO Box 60048, City Of Industry, CA, 91716
  • First Financial was established by educators to exclusively serve the unique financial needs of California’s educational community. It’s a role we take seriously—a mission to which we are just as committed to today as we were in 1933. Additionally, our Board of Directors consists solely of active and retired educators.
  • Loan Girl
  • 898 N Fair Oaks Ave, Suite A-1, Pasadena, CA, 91103
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at SIMPLE MORTGAGE, we have the right loan program for you. Whether you're looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Simple Mortgage Pasadena
  • 898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103
  • Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.