FHA VS Conventional loan programs in 2026 for Bel-Aire, Sedgwick County, Kansas

For 2026, the Conventional loan limit in Bel-Aire, within Sedgwick county, KS, is $647,200. The FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess the top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your choice of the best program for your financial needs in KS.

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Loan Limits and Downpayment Requirements for 2026 in Bel-Aire, Sedgwick County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The details in this table apply to these zip codes: 67220

Discover Conventional and FHA Loan Options in Bel-Aire, KS

The aim at Lendersa® is to connect you with the optimal Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting points leading to matching lenders and loan programs.

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Bel-Aire Lenders

  • Campus Credit Union
  • 1845 N Fairmount Street, Wichita, KS, 67260
  • Lends in Kansas
  • Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.

  • Wichita Federal Credit Union
  • 9835 E 21st Street N, Wichita, KS, 67206
  • Lends in Kansas
  • WFCU is a not-for-profit financial cooperative, which means that all of our members are also owners. Our members-first philosophy has served us well over the years. Wichita Municipal Federal Credit Union (WMFCU) was chartered in May 1940 to serve the municipal employees of the City of Wichita.

  • Home Bank and Trust Company
  • 1409 N Greenwich, Wichita, KS, 67206
  • Lends in Kansas
  • Home Bank and Trust Co is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • JR Mortgage Group Inc
  • 12007 East 13th Street North, Wichita, KS, 67206
  • Lends in Kansas
  • JR Mortgage Group Inc are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Phoenix Mortgage Group, Inc
  • 240 N Rock Rd, Suite 280, Wichita, KS, 67206
  • Lends in Kansas
  • We are a wholesale residential mortgage lender who strives to do our best for all borrowers and applicants. In our best, we place ourselves in the applicant's shoes knowing their situation, and with our knowledge in the industry, help them make the best informed decision for the specific type of mortgage loan that will be most suitable for them.

  • Meritrust Credit Union
  • 151 N Main Street, Wichita, KS, 67202
  • Lends in Kansas
  • It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time.

    With a mission of improving the lives of members and the communities we serve.

  • Southwest National Bank
  • 400 E Douglas Ave, Wichita, KS, 67202
  • Lends in Kansas
  • Southwest National Bank’s original bank charter was granted to L. S. Naftzger on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and remains today as one of only three banks in Wichita to survive the Great Depression of 1929.

  • Wheat State Credit Union
  • 1400 S Oliver Street, Wichita, KS, 67218
  • Lends in Kansas
  • A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.

  • Planet Cheapskate Home Loans
  • 1029 W Douglas Suite #202, Wichita, KS, 67213
  • Lends in Kansas
  • My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ