FHA VS Conventional loan in Andover, Butler County, Kansas

For 2026, the Conventional loan limit in Andover, located in Butler county of KS, is $726,200. For single-family homes, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare top rates between Conventional, FHA, and USDA loans today. This tool helps determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA options side by side, helping you decide the best program for your financial situation in KS.

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2026 Loan Limits and Down Payment Requirements in Andover, Butler, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 67002

Explore Conventional and FHA Loan Options in Andover, KS

Lendersa® aims to quickly connect you with the best Conventional, USDA, or FHA loan without hassle. Start by selecting one of three pathways that lead you to matching lenders and loan programs.

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Andover Lenders

  • Andover State Bank
  • 511 North Andover Road, Andover, KS, 67002
  • Lends in Kansas
  • We continue that philosophy by serving our mission to be the most trusted bank in the communities we
    serve by knowing and understanding the needs of customers, employees and shareholders while
    providing them with the best possible products, services and opportunities to meet their goals.

  • Wichita Federal Credit Union
  • 9835 E 21st Street N, Wichita, KS, 67206
  • Lends in Kansas
  • WFCU is a not-for-profit financial cooperative, which means that all of our members are also owners. Our members-first philosophy has served us well over the years. Wichita Municipal Federal Credit Union (WMFCU) was chartered in May 1940 to serve the municipal employees of the City of Wichita.

  • Home Bank and Trust Company
  • 1409 N Greenwich, Wichita, KS, 67206
  • Lends in Kansas
  • Home Bank and Trust Co is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • JR Mortgage Group Inc
  • 12007 East 13th Street North, Wichita, KS, 67206
  • Lends in Kansas
  • JR Mortgage Group Inc are a buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Phoenix Mortgage Group, Inc
  • 240 N Rock Rd, Suite 280, Wichita, KS, 67206
  • Lends in Kansas
  • We are a wholesale residential mortgage lender who strives to do our best for all borrowers and applicants. In our best, we place ourselves in the applicant's shoes knowing their situation, and with our knowledge in the industry, help them make the best informed decision for the specific type of mortgage loan that will be most suitable for them.

  • White Eagle Credit Union
  • 2830 N Ohio Street, Augusta, KS, 67010
  • Lends in Kansas
  • White Eagle Credit Union, founded in 1935, and with branches in Augusta, El Dorado and Newton, Kansas, is a “Refreshingly personal. Remarkably advanced.” financial cooperative providing outstanding service with a dedication to helping members improve their financial well-being. White Eagle provides advanced mobile and online banking services.

  • Citizens Bank of Kansas
  • 2330 Ohio St, Augusta, KS, 67010
  • Lends in Kansas
  • Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.

  • Wheat State Credit Union
  • 1400 S Oliver Street, Wichita, KS, 67218
  • Lends in Kansas
  • A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.

  • Campus Credit Union
  • 1845 N Fairmount Street, Wichita, KS, 67260
  • Lends in Kansas
  • Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.