FHA VS Conventional loan programs in Bonner-Springs, Wyandotte County, Kansas

For 2025, the loan limit for a Conventional loan in Bonner-Springs, situated in Wyandotte county, KS, is $647,200. In contrast, the FHA limit for a single-family house is set at $431,250.

Utilize the Lendersa® Conventional loan calculator to compare the most competitive rates currently available for Conventional, FHA, and USDA loans. Assess the necessary income, credit requirements, financial reserves, and pertinent documentation needed for achieving qualification. With our cutting-edge mortgage calculator, you can conduct a side-by-side assessment of Conforming Conventional, USDA, FHA, and VA loans, empowering you to make well-informed choices about the best financial program in KS for your unique situation.

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2025 Loan Limits and Downpayment Requirements in Bonner-Springs, Wyandotte County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This comparison table is relevant for zip codes: 66012

Exploring Conventional and FHA Loan Programs in Bonner-Springs, KS

The mission of Lendersa® is to efficiently connect you with optimal Conventional, USDA, or FHA loan options, eliminating unnecessary hassle. Begin with any of the three paths that link you to matching lenders and their available loan programs, tailored to your qualifications and financial goals.

Detailed exploration of USDA loan requests and results with Lendersa


  • American Bank of Baxter Springs Baxter Springs
  • 1201 Military Avenue, Baxter Springs, KS, 66713
  • The American National Bank was organized with Lou Cardin as its Chairman and president in 1917. Chartered as the third bank in Baxter Springs and capitalized for $50, 000.00, the company was composed of R.I. Walker, W.T. Apple, L.L. Cardin, Dr. Boswell and others. The Bank purchased property at the corner of Military & River Streets.
  • MISSOURI CREDIT UNION
  • 111 E Broadway, Columbia, MO, 65205
  • We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
  • O'Bannon Bank
  • 1347 South Ash Street, Buffalo, MO, 65622
  • O’Bannon Banking Company was incorporated on November 20, 1905 as a Missouri State Bank with a mission of providing banking services with a personal approach to all of our customers, both business and individual. Our mission remains unchanged as we continue to provide "A Tradition of Personal Service” and a wide range of financial products.
  • First National Bank in Creston
  • 101 W Adams Street, Creston, IA, 50801
  • First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
  • Community State Bank
  • 601 West Eighth Street, Coffeyville, KS, 67337
  • Community State Bank is a locally owned and operated community bank located in Coffeyville, KS. The bank was founded in 1967 and is currently Coffeyville’s only locally owned and operated bank. We are proud of our long history in Coffeyville and are committed to serving the local community and surrounding area.
  • Northeast Missouri State Bank
  • 600 South Baltimore, Kirksville, MO, 63501
  • The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
  • Neighbors Bank
  • 1801 Westfall Drive, Columbia, MO, 65202
  • We take great pride in the more than 70 years of banking expertise and customer service we have provided. At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.
  • PIONEER MORTGAGE, INC.
  • 1301 Vandiver Dr, Suite O, Columbia, MO, 65202
  • "Pioneer Mortgage, Inc. is committed to being your personal mortgage broker. We understand that you are not like every other borrower, so we offer solutions that fit your needs. We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv
  • Joplin Metro Credit Union
  • 3301 Texas Avenue, Joplin, MO, 64804
  • Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.