FHA VS Conventional loan programs in 2025 for Merriam, Johnson County, Kansas
In 2025, within the county of Johnson in Merriam, KS, the limit for a Conventional loan is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator is an essential tool for comparing the best rates available today across Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents for qualification. Our advanced calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you find the best program in KS for your specific financial situation.
Loan Limits and Downpayment Requirements for 2025 in Merriam, Johnson County, KS
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,000
0%
FHA
$472,030
3.5%
This comparison table is applicable to the zip codes: 66203, 66202, 66204
Conventional and FHA Loan Options in Merriam, KS
The primary aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you quickly and without any delay. Select one of three entry points to connect with matching lenders and corresponding loan programs.
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