FHA VS Conventional loan programs in Merriam, Johnson County, Kansas

In 2026, within the county of Johnson in Merriam, KS, the limit for a Conventional loan is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator is an essential tool for comparing the best rates available today across Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents for qualification. Our advanced calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you find the best program in KS for your specific financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Merriam, Johnson County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

This comparison table is applicable to the zip codes: 66203

Conventional and FHA Loan Options in Merriam, KS

The primary aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you quickly and without any delay. Select one of three entry points to connect with matching lenders and corresponding loan programs.

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  • North Star Community Credit Union
  • 109 Central Ave, Maddock, ND, 58348
  • The mission of North Star Community Credit Union is to deliver financial solutions, one person at a time. North Star Community Credit Union is proud of its ever expanding member reach and currently provides financial service at 12 locations throughout the state of North Dakota. North Star Community Credit Union Full service financial credit union.

  • Western State Bank
  • 110 4th St SE, Devils Lake, ND, 58301
  • Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.

  • NODA Federal Credit Union
  • 720 Robert Boulevard, Slidell, LA, 70458
  • NODA FEDERAL CREDIT UNION was chartered in 1941 to serve the financial needs of the employees of the USDA supervised out of the New Orleans Metropolitan area and their immediate family members. Seventy-three years later our Credit Union continues that mission and through the help of modern day technology.

  • Chocolate Bayou Credit Union
  • 1301 North Highway 35 Bypass, Alvin, TX, 77511
  • Chocolate Bayou Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services like loans, checking and savings accounts, and more. Credit Union serves those who live, work, or worship in Brazoria County. We offer affordable, quality financial products and services.

  • Universal Federal Credit Union
  • 317 31st Street, Huntington, WV, 25702
  • Universal Federal Credit Union is a not-for-profit, member-owned financial cooperative. The Credit Union was chartered in 1935 by a handful of Huntington teachers to help other teachers with savings and loan options. Today, the Credit Union has expanded its field-of-membership and now offers financial services to anyone who lives

  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.

  • Greater New Orleans Federal Credit Union
  • 3105 Lime Street, Metairie, LA, 70006
  • Originally chartered in 1935, GNO was organized by employees of the New Orleans Bell Telephone Employees Federal Credit Union. Their goal, as was the goal of all company credit unions, was to provide a safe haven for their employees to save and then borrow from that pool of savings to achieve their dreams in life.

  • Polara Capital
  • 408 Atlanta Street, Suite 134, Roswell, GA, 30075
  • Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.

  • BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254
  • 995 Canton St, Suite 200, Roswell, GA, 30075
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.

  • Chattahoochee Residential Mortgage LLC
  • 1905 Woodstock Road, Building 700, Suite 7150, Roswell, GA, 30075
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.