FHA VS Conventional loan programs in De-Soto, Johnson County, Kansas
In 2025, the Conventional loan limit in De-Soto, located in the county of Johnson, KS, is $647,200. For FHA loans, the limit for a single-family home is $431,250.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documentation are necessary to qualify. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best available program in KS for your financial situation.
Loan Limits and Downpayment Requirements in De-Soto, Johnson County, KS for 2025
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$311,800
0%
FHA
$431,250
3.5%
This table is applicable to the following zip codes: 66018, 66019
Conventional and FHA Loan Options in De-Soto, KS
The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three starting options to connect with compatible lenders and their loan programs.
Gershman Mortgage is among the largest mortgage companies in the Midwest, licensed in 11 states, with offices in 7. The company was founded in St. Louis, MO by Solon Gershman in 1955. Since then, the company has grown to be one of the only independently-owned and operated mortgage companies nationwide offering residential,
Creighton Federal Credit Union is a federally chartered credit union governed by the National Credit Union Administration (NCUA). It is a non-profit financial institution owned by its members. Creighton Federal has been providing full-service, retail banking to its member-owners since 1952.
The Farmers and Merchants Bank of Milligan now stands on the lot where the first bank of Milligan was founded.
The State Bank of Milligan lasted only five years, from 1892 to 1897. After its failure, A. V. Kouba organized a new bank in 1897 called the Farmers State Bank of Milligan.
Show Me Credit Union was chartered in 1954 as the financial institution to employees of National Refractories. We have since expanded our membership eligibility to include all persons who live or work in Audrain or Callaway counties in central Missouri, and persons living anywhere in the United States
United Credit Union has been in business since 1935 and has grown to be over a $200 million financial institution offering comprehensive financial services to over 22, 000 members. We now have six locations in Mid-Missouri and continue to operate with you, our member, in mind. Like other credit unions,
The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.
Heartland Credit Union was formed April 1, 1948. The Credit Union started life with 14 members and $315.00 in assets. The original place of business was in the home of Clyde and Lela Burk at 528 E. Sherman in Hutchinson. We've grown to many branches throughout Central Kansas, a far cry from our original home in a residence on E. Sherman Avenue.
At Farmers & Merchants Bank your vision is our vision, and we’ll always match our products and services to what you need to reach your goals Our mission is to grow our communities and keep them strong with competitively priced, high-quality personal business and ag products and services that meet and exceed your financial needs. We’re here to help
Founded in 1991, Enterprise Bank, is a privately-owned community bank headquartered in Omaha, Nebraska. Enterprise Bank provides banking services to individuals as well as business customers located primarily in Omaha. Enterprise Bank has two full-service branches located in the Omaha Metro area.
We're entrepreneurs ourselves. We opened in 2007 with just 12 employees, so we are first-hand familiar with your day-to-day challenges. No wonder then, that we've been voted "Best Business Bank" by B2B Omaha Magazine five years in a row. We've also been awarded the 2017 & 2018 Business Excellence Award by the Greater Omaha Chamber.
Centris Federal Credit Union has been your trusted financial partner since 1934 with 15 full-service credit unions located in Nebraska and Iowa. We are a not-for-profit financial organization. We pass the savings onto our members so we can offer lower rates on loans and higher rates on savings as well as improved products and services.
