Explore the differences! FHA VS Conventional loan programs in De-Soto, Johnson County, Kansas

In 2026, the Conventional loan limit in De-Soto, located in the county of Johnson, KS, is $647,200. For FHA loans, the limit for a single-family home is $431,250.

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Use the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. Discover what income, credit, reserves, and documentation are necessary to qualify. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best available program in KS for your financial situation.

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Loan Limits and Downpayment Requirements in De-Soto, Johnson County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $311,800 0%
FHA $431,250 3.5%

This table is applicable to the following zip codes: 66018

Conventional and FHA Loan Options in De-Soto, KS

The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three starting options to connect with compatible lenders and their loan programs.

  1. Submit the ultimate request for Conventional/USDA/FHA loan optimization
  2. Check initial rates & terms for USDA, FHA, and Conventional loans
  3. Explore the largest Conventional lenders database
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  • First Neighborhood Bank is a strong, community-based bank headquartered in West Virginia. Since our beginnings more than 100 years ago,our goal has always been the same – to provide our customers with solid financial products paired with unbeatable customer service. Our team of skilled banking experts offer a full range of advanced lending products.

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  • Discovering your dream home is easier with Grand Valley Home Loans. Since 2016, they've been helping clients navigate the intricate world of home financing with options like VA, FHA, and USDA loans. Whether upgrading, downsizing, or just starting your homeowner journey, they offer specialized services like no money down and down payment grants. Rea

  • Trident Home Loans
  • 517 N. Baylen Street, Pensacola, FL, 32501

  • At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!

  • ATHENS MORTGAGE RESOURCES, INC.
  • 710 S Milledge Ave, Athens, GA, 30605

  • Athens Mortgage Resources, Inc. was founded by William A. Jones, Jr. on December 7, 1988, after he retired from his 20 years of service in the United States Air Force. Since its creation, Athens Mortgage has always provided the best and lowest rates & closing costs in the Athens/Oconee area. Along with the best deal in town

  • Members First Credit Union
  • 251 West Garden Street, Building I, Pensacola, FL, 32502

  • Members First Credit Union of Florida Credit Union has been open since 1954 and alsoMember’s First Credit Union As a member of MembersFirst Credit Union of Florida, you are an owner of your financial institution, not just a customer. Credit Unions were established with people like you in mind-people who work for a living, save and borrow.

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  • "Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be
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  • NOLA Lending Group
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  • First National Bank and Trust Bottineau
  • 424 Main St, Bottineau, ND, 58318

  • First National Bank of Kramer in 1906, the move was made to the County seat of Bottineau in 1931 and changed to First National Bank in Bottineau. In 1975 our name was changed to First National Bank and Trust Company of Bottineau. The building that we currently occupy was completed in 1956,

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  • OKALOOSA COUNTY TEACHERS FEDERAL CREDIT UNION
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