Explore the differences! FHA VS Conventional loan programs in Concordia, Cloud County, Kansas

In 2025, the limit for a Conventional loan in Concordia, found in Cloud county, KS, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the most competitive rates of the day among Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation required for you to qualify. With our cutting-edge mortgage calculator, you'll be able to conduct a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimum program in KS tailored to your unique financial needs.

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Understand Your 2025 Loan Limits and Down Payment Requirements in Concordia, Cloud County, KS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in this comparison table are applicable to the zip codes: 66901

Discover Your Conventional and FHA Loan Options in Concordia, KS

Lendersa® is committed to quickly finding you the best available Conventional, USDA, or FHA loan, without the hassle. Start your application process by choosing one of the three available paths to connect with matching lenders and their respective loan programs.

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