FHA VS Conventional loan programs in Clay-Center, Clay County, Kansas

In 2025, Convetional loan limit in Clay-Center, county of Clay, KS is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in KS is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Clay-Center, county of Clay, KS

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 67432

Conventional and FHA loan options in Clay-Center, KS

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada. My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
  • Green Capital Solutions LLC
  • 8309 windchase avenue, Las Vegas, NV, 89129
  • Green Capital Solutions LLC empowers your financial journey with our expert-driven investment loans tailored for residential acquisition and development. Catering to startups and expansions, we ensure your entrepreneurial vision is financially sound. Connect with Larry Cohen and take the first step to achieving your business goals!
  • Merit Lending LLC
  • 9960 West Cheyenne Avenue, Suite 240, Las Vegas, NV, 89129
  • "Merit Lending is a full-service mortgage company based in Las Vegas, NV. We specialize in home loans and refinancing in Nevada and California. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or help you with your refinancing needs. In terms of Purchase Loan programs, we off
  • Virginia National Bank
  • 222 E Main Sstreet, Charlottesville, VA, 22902
  • Virginia National Bank opened in Charlottesville, VA in July 1998 with more than 900 local shareholders. As a true community bank, we not only meet the needs of our community, but we are also a part of its growth The VNB story continues to unfold. As we continue to grow, we will never lose sight of the critical ingredients to our continued success.
  • All Credits Mortgage
  • 360 Stone Creek Point, Suite 302, Charlottesville, VA, 22902
  • All Credit Mortage are a family-owned mortgage brokerage, specializing in finding home loans for people with all credit scores.Our ability to shop different mortgage investors at wholesale rates allows us to reward customers with a larger range of products, allowing higher and lower credit scores, as well as the best rates for them, nationally
  • Red Rock Mortgage
  • 810 S Durango Dr, Suite 105, Las Vegas, NV, 89145
  • The Red Rock Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Nevada State Bank | The Lakes Branch
  • 8260 W Sahara Ave, Las Vegas, NV, 89117
  • Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
  • Noble Home Loans
  • 7830 West Sahara Ave, Las Vegas, NV, 89117
  • Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
  • Streamline Home Loans
  • 3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
  • Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
  • Dara Capital Group
  • 8084 West Sahara, Suite A, Las Vegas, NV, 89117
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.