FHA VS Conventional loan programs in 2026 for Fort-Riley, Riley County, Kansas

In 2026, the Conventional loan limit for Fort-Riley, located in Riley county, KS, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Use the Lendersa® Conventional loan calculator to compare and evaluate today's best available rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you to choose the most suitable program in KS to meet your specific financial situation.

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Loan Limits and Downpayment Requirements in Fort-Riley, Riley County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is valid for zip codes: 66442

Conventional and FHA Loan Options in Fort-Riley, KS

At Lendersa®, our objective is to quickly secure the best possible Conventional, USDA, or FHA loan for you, eliminating unnecessary hassle. Begin by selecting one of our three pathways to connect you with the most appropriate lenders and their corresponding loan programs.

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Fort-Riley Lenders

  • kstate CREDIT UNION (West Branch)
  • 601 McCall Rd, Manhattan, KS, 66502
  • Lends in Kansas
  • At 9:00 P.M. on January 28th, 1946, our credit union was chartered as Manhattan CO-OP Credit Union and held its first monthly meeting of the Board of Directors. In an effort of helping even more Manhattan citizens, the credit union was moved to the university.
    The credit union changed its name to College Credit Union.

  • The Dickinson County Bank
  • 101 South Factory Street, Enterprise, KS, 67441
  • Lends in Kansas
  • Dickinson County Bank The Dickinson County Bank of Enterprise, Kansas was chartered on June 2, 1894 as a result of a financial panic in 1887 that closed several area banks in Abilene, Hope, and Enterprise. The demand for banking was high and the bank was established to meet this demand.

  • Bank of the Flint Hills
  • 806 West Fifth Street, Wamego, KS, 66547
  • Lends in Kansas
  • Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.

  • Kaw Valley State Bank
  • 1015 Kaw Valley Park Circle, Wamego, KS, 66547
  • Lends in Kansas
  • Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.

  • The First National Bank of Hope
  • 112 N Main Street, Hope, KS, 67451
  • Lends in Kansas
  • The First National Bank of Hope is a lengthy one. With almost 100 years of assisting our customers, we take pride in how we have grown in the communities we support.

    1922 - The State Bank of Hope was sold to the Peoples State Bank
    1923 - The Peoples State Bank was converted into a National Banking Charter named The First National Bank of Hop

  • Bennington State Bank
  • 104 West Washington Street, Bennington, KS, 67422
  • Lends in Kansas
  • The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,

  • The Mortgage Company
  • 155 N 7th St, Salina, KS, 67401
  • Lends in Kansas
  • We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!

  • KDWallStreet Mortgage, LLC
  • 6540 SW 10th Ave, Suite 102, Topeka, KS, 66615
  • Lends in Kansas
  • At KDWallStreet Mortgage LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Landmark National Bank
  • 1741 N Washington, Auburn, KS, 66402
  • Lends in Kansas
  • Landmark National Bank’s roots trace back to April 22, 1885, when it was originally chartered under the name Manhattan Buildings & Savings Association. As our bank’s footprint has expanded over the last century, our name has changed to reflect the growing number of communities we serve throughout Kansas and beyond.