FHA VS Conventional loan programs in Fort-Riley, Riley County, Kansas

In 2025, the Conventional loan limit for Fort-Riley, located in Riley county, KS, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Use the Lendersa® Conventional loan calculator to compare and evaluate today's best available rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, empowering you to choose the most suitable program in KS to meet your specific financial situation.

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Loan Limits and Downpayment Requirements in Fort-Riley, Riley County, KS for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is valid for zip codes: 66442

Conventional and FHA Loan Options in Fort-Riley, KS

At Lendersa®, our objective is to quickly secure the best possible Conventional, USDA, or FHA loan for you, eliminating unnecessary hassle. Begin by selecting one of our three pathways to connect you with the most appropriate lenders and their corresponding loan programs.

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  • Commercial Savings Bank
  • 325 W Highway 30, Carroll, IA, 51401
  • Commercial Savings Bank is a locally-owned community bank that has been serving the financial needs of Carroll County residents for over 100 years. The bank was founded in 1917 with capital of $25, 000 and three employees. The local ownership and management continue to be the foundation of the bank's strength and define its unique character.
  • Bank of New Cambria
  • 1003 State Hwy C, Bevier, MO, 63532
  • The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.
  • Community First Bank
  • 122 South Commercial, Maywood, NE, 69038
  • Community First Bank takes pride in serving the area as an independently owned community bank since 1917. Community First Bank in Trenton, NE, formerly State Bank of Trenton was chartered in 1917 by Adolf Thuman. The bank has been a family tradition ever since. In 1971, Adolf’s son D. Roger Thuman took over for his dad
  • Northeast Missouri State Bank
  • 600 South Baltimore, Kirksville, MO, 63501
  • The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
  • First Bank of the Lake
  • 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065
  • First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
  • Mortgage Headquarters of Missouri, Inc
  • 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065
  • Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
  • West Bank
  • 1601 22nd Street, West Des Moines, IA, 50266
  • West Bank is a community bank that provides full-service banking & trust services to businesses and consumers. The company conducts business in metropolitan Des Moines & Coralville, Iowa and SE Minnesota and also West Bank employees place a high priority on community involvement, lending their time.
  • Splice Funding Solutions
  • 830 65th St, West Des Moines, IA, 50266
  • Splice Funding Solutions is a full service loan lending entity specializing in the arranging, placement, funding, and brokering of commercial loans nationwide. In addition, Splice Funding Solutions offers consulting services to entities or individuals looking to arrange financing for a broad range of commercial projects.
  • Fidelity Bank
  • 177 S. Jordan Creek Pkwy, West Des Moines, IA, 50266
  • Fidelity Bank is a locally owned, locally managed community bank in Iowa. With a commitment to providing our customers with the banking services and support they need; Fidelity Bank offers a variety of banking and lending options. Fidelity Bank is on LinkedIn to celebrate our team members.
  • Bank Iowa
  • 1150 Jordan Creek Pkwy, West Des Moines, IA, 50266
  • With over 25 locations in 22 communities across the state, Bank Iowa offers the services of a large financial institution, but operates as a community bank in which decisions are made locally. The Bank Iowa locations are affiliates of Bank Iowa Corporation, a privately owned bank holding company headquartered in West Des Moines, Iowa.
  • Homeservices Lending
  • 2700 Westown Pkwy, West Des Moines, IA, 50266
  • At HomeServices Lending, you can choose from wide range of home financing options including conventional conforming, fixed rate and adjustable rate, FHA and VA loans, jumbo financing, investment property financing, refinancing and renovation loans. Our mission is to provide credit-worthy customers