FHA VS Conventional loan programs in Fairway, Johnson County, Kansas

In 2026, the Conventional loan limit in Fairway, within Johnson County, KS, stands at $726,200. On the other hand, the FHA cap for a single-family residence is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's prominent rates among Conventional, FHA, and USDA loans. Determine what income, credit score, reserves, and documentation are essential for qualification. Our advanced mortgage calculator provides a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most appropriate program in KS for your specific financial circumstances.

Explore and compare loan offers from a diverse group of 100 lenders

Loan Limits and Downpayment Requirements in Fairway, Johnson County, KS for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,000 0%
FHA $472,030 3.5%

The insights provided in this table apply to the following zip codes: 66205

Explore Your Conventional and FHA Loan Options in Fairway, KS

Lendersa® is dedicated to facilitating access to the best available Conventional, USDA, or FHA loans quickly and without the unnecessary hassle. Start your journey by choosing one of three available pathways to connect with matching lenders and respective loan programs tailored to your needs.

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Fairway Lenders

  • Elite Mortgage Group, LLC
  • 7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
  • Lends in Kansas
  • Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Fountain Mortgage
  • 7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
  • Lends in Kansas
  • Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.

  • SM Federal Credit Union
  • 6029 Broadmoor Street, Mission, KS, 66202
  • Lends in Kansas
  • SM Federal Credit Union was founded on September 15, 1960, under the name of SM Postal Federal Credit Union. We started in the basement of the Main Shawnee Mission Post Office, where we still reside today. On January 31, 1974 our charter was amended to include Federal Aviation Administration employees in Olathe.

  • First Fidelis
  • 6025 Metcalf Ln, Suite, Suite 210A, Overland Park, KS, 66202
  • Lends in Kansas
  • At First Fidelis, LLC, we know that buying a home is a big decision, and we understand how important it is to choose the loan that’s right for you. As a premier low interest refinance lender in Kansas City, First Fidelis was founded by Lance Richards, whose mission was to offer all our clients the best loans available.

  • Crossroads Investment Lending
  • 7803 Shawnee Mission Parkway, Mission, KS, 66202
  • Lends in Kansas
  • Crossroads Investment Lending provide short-term funding for real estate investments in the Kansas City Metro. We provide the bridge funding so you, the investor, can buy and rehab and sell more properties

    One of the most difficult hurdles for todays real estate investors is to obtain funding for the purchase and rehab of their residential inves

  • Heartland Mortgage Consultants, LLC
  • 10000 W 75th St, Suite 120, Shawnee, KS, 66203
  • Lends in Kansas
  • At Heartland Mortgage Consultants, LLC, we are known for our client-centric approach and extensive industry knowledge and experience. We take pride in obtaining a good referral rate brought by our unparalleled customer service. Heartland Mortgage Consultants, LLC provides you with a broad range of mortgage products to achieve your financial goals.

  • RFS Funding
  • 8001 Conser, Suite 210, Overland Park, KS, 66204
  • Lends in Kansas
  • Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne